i am going to give my motor a proper rebuild over the winter and am considering what to do while the body is off.Anyhoo i currently pay around £200 per year on a modified policy with Peter Best insurance but asked them about fitting a V8 and the annual quote doubled .So who are you guys insured with and what are they like?

Ideally i need insurance to cover me for probably less than 200 road miles per year as the rest are on the trailer or off road,but cover me for theft/3rd party including mods all year round
Sick of talking to numpties that are reading off a list and have no idea what a winch challenge car is

Paul
P.s anybody deal with these?
http://www.competition-car-insurance.co.uk/

A mate has his comp safari car insured with http://www.competition-car-insurance.co.uk, no probs with any mods and cheap with only 1000 road miles.

I use Adrian Flux for modified motors, always seem open to any mods, although some mods rule out some of the underwritters they use they can usually find someone to provide cover.

I'm with Sureterm. I listed the mods over the phone - 1984 2.5NAD Ninety with a 300Tdi, auto box, cage etc and they read them back to me with a quote of £280 for me (27, 1 accident in 5yrs) plus g/f on 5000 miles a year.

The printed paperwork came through with "Modifications: None" so I rang up. They said "just sign it, we don't use that bit, list your mods on the other bit of paper" but I protested, listed all my mods on both sheets and signed everything.

The whole shebang bounced back again because, although I'd listed different springs and shocks, I hadn't said 2" lift which I'd mentioned over the phone. Apart from this messing about though, seems ok so far and the price was good...

I'm with KGM through a broker called Academy Insurance Services. Pay just over £250 for a year fully comp with loads of mods. That is for both of my 90s, so £500 per year at the moment, but one is off soon.

No limit to modifications and up to 500 miles per year. They were also good when I had my Range Rover...

I use Richard Egger Insurance on a motorsport policy, 1000 miles a year, space framed, 7 litres, it's a little over £100.

Very easy, no forms as they record the phone conversation. Modifications not a issue but you may need an MSA licence.

Adrian Flux, although mine's obviously more classic than modified

Have been with sureterm in the past(had 3 years with them at £200 then went up to £450 last year with no explanation ).Peter best have been ok but due to all the mods i think i am going to try one of the motorsport companys if i can get a quote like Steve i will be a happy bunny
Paul

Adrian Flux, But mine comes under Classic and has all the mod bits listed. Its covered for 1500 miles but last year I only managed 230mile as I trailer to and from 4x4 Adventure events. Mine is a V8 Auto and cover cost £160 fully comp.

Just had a look and Richard egger and competition car insurance both have a nottingham phone number .Wonder if they are one and the same company???
Paul

No, he used to work for them

Ahhh! the plot thickens .Cool that means i can ring them both
Paul

I too used Competition car insurance and now Richard Egger.
The former were still a cheaper quote but wouldn't insure me any longer (details not for public consumption).
Richard Egger's only stipulation was another security device and proof that i competed, membership of the AWDC was enough for them on that matter

We use sureterm also and have for the past 4 years . Not really had any bother with them.

Every year I ring the usual suspects for a quote and sureterm always seem to come up the best price

they dont blink at mods and even know what they are and for.

we pay £280 per year fully comp for the modded 200 tdi limeted to 1200 miles

i use adrian flux for modified vehicles although sureterm gave me a lower quote they had a much higher excess, both are easy to deal with and understand what you tell them

Another vote for Adrian Flux, £130 third party fire & viking raids, for Def 90, Budget whom insured the disco would not change over the existing policy as the defender has a roll cage??

Is it just me that ends up dealing with the office numpty, then?? I seem to spend hours on the phone to them every time I'm due for renewal and they never show the slightest knowledge of what I'm talking about! They certainly don't want my business going by the quotes they give me! (No, hair colour isn't a tick-box!!!)

I've also had a bad experience with them in the past. They are allegedly a Land Rover Specialist, but don't quite understand that you want your pride and joy (shiny one) repaired by a Land Rover Approved bodyshop when it's only 3 years and less than 18,000 miles old........Won't be using or recommending them again!!

i had dealings with adrian flux at last years renewal,told me my car was too modified for them to insure .Even though in there own words "modified cars no problem"
Paul

NFU Mutual. Really knowledgeable, winch and bumper automatically covered, 2" lift and oversize tyres accounted for. £400 per year for fully comp, full business use with 3 named drivers.

Unfortunately NFU said they wouldnt insure my car cos it had a roll cage also i heard they dont give salvage retention
Paul

It must be down to the Agents with NFU. When I skidded on some deisel in my 90 and ended upside down in a ditch, they offered me £3000 + the car back in settlement. Needless to say I took them up on the offer as the 90 was a 1986 2.5Td.

Rgds

Ivan

Result!!
Paul

That almost sounds criminal with them doubling the price of the quote all for the sake of a V8...besides, we like power in our off road toys. What do they expect? Car insurance bullies it sounds like...