We had our renewal from NFU and it was a 75% rise, after getting up off the floor, gave them a call and asked why they have hiked up the price by 75% AND HOW THEY HAD THE GALL TO OFFER ME A 7% LOYALTY DISCOUNT. Sorry for shouting but it really got me thinking about who to go with. Excuse I got was the market prices increasing also the amount of Landrovers being stolen, to which I had to explain to them that our landy had not been stolen,damaged or in any way altered. they then offered me a further reduction of 2%. that was as far as the conversation went. got off the phone and on to planet google to look for affordable insurance, Tesco's was the best price at £210 fully comp and they also offered a breakdown service for £25 extra provided the vehicle is less than 10 years old.