G'Day
just trawling through the posts here, looking for the nuggets of info. I had a Lightweight, bought a Pinzgauer 716 that is now being shuffled off so hopefully I can pick up a Defender 90. By way of intro
Anyway the post above caught my eye. The one thing to note about insurance companies if they can see a way of not paying they will and in fact it is completely legal in their terms etc. I had a mate who's car was pinched, burnt out... the insurance company refused to pay because the aftermarket wheel found on the wreck where not specified on the insurance documentation. I am not posting this in defence of insurance companies just its an interesting point.
Another item that disconcerts me a lot with all this legal stuff, if you happen to impact someones car and it is your fault. If you get out of the car and say "sorry mate I screwed up" by the letter of law you just voided your insurance because you admited liability This is why no-one, government, actors etc never say sorry as soon as they do that the legal suits start (really screwed up).
A lot of big companies have procedures in their vehicles for what to do after a car accident. In reality this are quite handy documents.