Ryan Posted January 16, 2008 Share Posted January 16, 2008 Had a bit of a shock last night when I got home to find my insurance renewal on my doormat waiting for me. I'm currently with Equity Red Star through Adrian Flux. Last year's premium (including all the extras and recovery) came in just under £300. This year it has gone up to £349 with a company called Trinity Lane (never heard of them). Always one to look for a bargain (I do have some Scottish blood in me ), I started the process phoning around. Isn't it a PITA that you can't do online quotes with modifications? When I told Sureterm what my renewal quote was, they said they couldn't come anywhere near it - said it would be around the £500 mark. Lancaster have just got back to me wanting £540. I'm just waiting for a call back from NFU as the guy had to refer it to the underwriters due to the mods. The guy at NFU was great though - he knew exactly what I was talking about as he is has two LRs - he knew the mods didn't affect the performance (probably makes it slower ) but had to refer it anyway. I had to give Adrian Flux a call to make sure they'd included some mods I did late last year. I'd sent them two e-mails about it but they weren't added to the policy! Turns out they didn't make a difference as they decided that they were more cosmetic than anything else (i.e. didn't make it go any quicker). Even adding the snorkel, which I'm aware alot of companies think make a big difference to speed, did not cause a problem. The premium would be the same. So, pending a call from NFU, looks like I'll be with AF for another year. Quote Link to comment Share on other sites More sharing options...
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