Troddenmasses Posted December 2, 2005 Share Posted December 2, 2005 A couple of months ago, I spoke to the people at Adrian flux about insuring my 90 hardtop. They quoted a couple of hundred quid for my wife and I, which seemed very reasonable. We only use it for playing around with, and going to places like seven sisters etc. I came to sort out the insurance properly today, and was told that the company that they quoted me for last time no longer insures 'van' type vehicles, and that the new quote was nearly £400! I offered to put some windows and seats in the back, but they said that as the vehicle had been manufactured as a hardtop, it could not be changed in the eyes of the insurers. What a pain. Now I'm waiting for the NFU to come up with a quote for me. I went with them last year, but wouldn't look at my wife because of her age. Hopefully this year they will be a little more lenient. I have to put my wife on there, as she keeps on telling me how much she wants to drive it Quote Link to comment Share on other sites More sharing options...
Les Brock Posted December 2, 2005 Share Posted December 2, 2005 (edited) My Hybrids insured through Flux £170 agreed value policy for "EVERY" modification limited to 6000 mile per year ! mods were listed on 3 A4 pages and no problems Edited December 2, 2005 by Les Brock Quote Link to comment Share on other sites More sharing options...
Troddenmasses Posted December 2, 2005 Author Share Posted December 2, 2005 My Hybrids insured through Flux£170 agreed value policy for "EVERY" modification limited to 6000 mile per year ! mods were listed on 3 A4 pages and no problems How did you get in touch with them? I just went onto their main website, and rang the main number. The NFU have just rung back and quoted £300 for the year including my wife, 6 years no claims and the mods. Quote Link to comment Share on other sites More sharing options...
dollythelw Posted December 2, 2005 Share Posted December 2, 2005 Secure direct might be worth a call? Quote Link to comment Share on other sites More sharing options...
JST Posted December 3, 2005 Share Posted December 3, 2005 i pay £525 for both a C reg tdi truck cab and 99 td5 hardtop with the NFU and 6yrs NCD, thats all mods declared, makes no difference to the prenium. td5 - any driver over 25 tdi - sole driver both fully comp Quote Link to comment Share on other sites More sharing options...
headhunter Posted December 3, 2005 Share Posted December 3, 2005 My Hybrids insured through Flux£170 agreed value policy for "EVERY" modification limited to 6000 mile per year ! mods were listed on 3 A4 pages and no problems Les Agreed value of £170! Did you have to supply an independent valuation and photo's?! John Quote Link to comment Share on other sites More sharing options...
FridgeFreezer Posted December 3, 2005 Share Posted December 3, 2005 I'll give you £180 for it Quote Link to comment Share on other sites More sharing options...
Fatboy Posted December 3, 2005 Share Posted December 3, 2005 Its amazing how different folk have such different experiences with insurers. I was with NFU for a couple of years and left in to total disgust and slight fear. I provided all information on the phone and got the cover notes with correct details. When the policies came through, the details had changed - MJO on the number had changed to MTO, the V8 in the 90 had changed to a 2.5D. When corrected, it all seemed fine but when my renewal came through a year later, they were wrong again! My fear was that if I had been in an accident and the policy used, they would claim that it was my fault that the poicy was not correct and refuse to pay. The worst case was the Disco... I paid up, chased the policy two months later only to be told it was not insured ! Quote Link to comment Share on other sites More sharing options...
Les Brock Posted December 3, 2005 Share Posted December 3, 2005 (edited) LesAgreed value of £170! Did you have to supply an independent valuation and photo's?! John That was the premium..not the value...Lol John, Yes I had to provide pictures of all 4 sides and the interior along with a full list of every modification. that was it ! well the picture were before I added on or two small dents to the bodywork Edited December 3, 2005 by Les Brock Quote Link to comment Share on other sites More sharing options...
LR90 Posted December 3, 2005 Share Posted December 3, 2005 I'm with NFU for both 90 and Disco now. Gave them a couple of A4 sheets on mods to the 90 which best I can guess is only to substantiate any agreed value, not risk at all as even bullbars would have been ok but would have increased the 90's insured value had I had them fitted. I even supplied photos, shiney and and muddy (well swimming actually); which may have been a mistake as the underwriters then asked the office to ask me 'what exactly I used the 90 for?' Well shopping, commuting,... it's a ute' isn't it. Anyway I'm always remembered when I ring now My other favorite insurer that rarely gets a mention is CIS (Cooperative Insurance Company) though the level of service is very dependent upo your local rep. Def worth chasing down though. Quote Link to comment Share on other sites More sharing options...
Tangoman Posted December 3, 2005 Share Posted December 3, 2005 (edited) I'm through secure direct but insured by roadsure they are great all the mods I like they dont mind. I pay 220 ish fully comp private use limited 6000 miles. Edited December 3, 2005 by Tangoman Quote Link to comment Share on other sites More sharing options...
GBMUD Posted December 3, 2005 Share Posted December 3, 2005 I pay £575 fully comp., full NCD. I can drive anything in my care, custody or control for that though. No windscreen cover though. Chris Quote Link to comment Share on other sites More sharing options...
Hillbilly Raider Posted December 5, 2005 Share Posted December 5, 2005 Believe it or not LANDROVER were cheaper this year than 0thers for the Raider!? Quote Link to comment Share on other sites More sharing options...
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