PITBULL Posted December 23, 2008 Share Posted December 23, 2008 i have just been told by adrianflux that no insurance company will offer a agreed value on a off road vehicle is this true ??? they have offered me like 4 like on all the kit on my disco but am abit wary as i have not got any receipts they have told me i dont need them but that dont stop them changing the mind on a claim dose it. has anybody had any trouble with this ??? and for all the beedlock questions they didnt have a problem with mine (once i explained what they are first) and £1000 with agreed mileage of 3k seams steep as last year i paid the same for 12k Quote Link to comment Share on other sites More sharing options...
smo Posted December 23, 2008 Share Posted December 23, 2008 Shop around, sounds like they are having a giraffe, especially over the agreed value - i have one with NFU on mine! Quote Link to comment Share on other sites More sharing options...
jacks906 Posted December 23, 2008 Share Posted December 23, 2008 same as above never had a problem with them even everything agreed dave Quote Link to comment Share on other sites More sharing options...
PITBULL Posted December 23, 2008 Author Share Posted December 23, 2008 just spoke to my mate who phoned them today aswell and they said the same to him ??? will only replace like for like will not give a agreed value the question now is should i believe them on the fact that if my disco gets nicked all they will ask me for is a list of mods and prices and they will replace all of it ??? Quote Link to comment Share on other sites More sharing options...
jacks906 Posted December 23, 2008 Share Posted December 23, 2008 if you keep all recipts an you have given them a full list of mods i dont know how they cant give you like for like! also worth taking photo's of it and mods dave Quote Link to comment Share on other sites More sharing options...
FridgeFreezer Posted December 23, 2008 Share Posted December 23, 2008 Sounds like b*ll*cks, I'm with Adrian Flux and my truck is insured agreed value - you are speaking to the 4x4 department aren't you? Quote Link to comment Share on other sites More sharing options...
steveboat Posted December 23, 2008 Share Posted December 23, 2008 hi im with adrian flux agreed 1800 on a 84 90 for road use greenlaining not comp off roading be very clear when talking money they do like to add stuff on like admin fees a such cheers Quote Link to comment Share on other sites More sharing options...
PITBULL Posted December 23, 2008 Author Share Posted December 23, 2008 yep 4x4 department and i havnt got any receipts as it was all done when i got it Quote Link to comment Share on other sites More sharing options...
PITBULL Posted December 23, 2008 Author Share Posted December 23, 2008 i did tell them that it is my toy and really only use it off road do i need to tell them that its not a competition vehicle and its only used for fun as im starting to think that they might think i compete in it will this make a difference ??? Quote Link to comment Share on other sites More sharing options...
steveboat Posted December 23, 2008 Share Posted December 23, 2008 hi dont know if it would make any diffrence well worth mentioning about comp use i think its a diffrent ball game with ins not sure but thats the impression i got from ins companies cheers Quote Link to comment Share on other sites More sharing options...
bobtail4x4 Posted December 23, 2008 Share Posted December 23, 2008 I am with flux, loads of mods, and agreed value on 5000 miles for £180 must be where you live? Quote Link to comment Share on other sites More sharing options...
FridgeFreezer Posted December 23, 2008 Share Posted December 23, 2008 I'd have thought competition insurance would be even more used to agreed value, after all how many race cars are standard? Quote Link to comment Share on other sites More sharing options...
Jon White Posted December 24, 2008 Share Posted December 24, 2008 I'm insured agreed value with flux aswell. Jon Quote Link to comment Share on other sites More sharing options...
jules Posted December 24, 2008 Share Posted December 24, 2008 My racer has a agreed value but I think its 8-10k over that in needs a inderpendant valuation. My 4.6 HSE costs half what my Td5 D2 cost to insure Quote Link to comment Share on other sites More sharing options...
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