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Tool Insurance


Mark
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Does anyone know if there is any kind of speacialist tool insurance available to the general public?

I use some space in a friends barn to work on my truck, and sometimes leave tools there. It being a barn is not covered by my friends contents insurance, and with it not being on my property it is not covered by my contents insurance either.

I don't use anything in connection with a business, so commercial insurance would be inappropriate, and expensive, so I wondered if anyone else had any ideas on how to get stuff covered.

Anyone know if it is possible to get just contents insurance on an agricultural property that you don't own or live in?

Cheers

Mark

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I would have thought that too, however, on talking to someone in their Henfield office, they are not remotely interested, and couldn't suggest a way of achieving it either :(

I can only really find tool insurance for commercial users - at commercial prices...

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Try these people, they do insurance for all sorts, including personal shed / workshop / tools, not sure if it is listed on their web site so give them a call.

http://www.walkermidgley.co.uk/index.asp?page=home

Cheers, Chris

They look like they might do something appropriate... thanks, I'll give them a call.

Cheers

Mark

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Does anyone know if there is any kind of speacialist tool insurance available to the general public?

I use some space in a friends barn to work on my truck, and sometimes leave tools there. It being a barn is not covered by my friends contents insurance, and with it not being on my property it is not covered by my contents insurance either.

I don't use anything in connection with a business, so commercial insurance would be inappropriate, and expensive, so I wondered if anyone else had any ideas on how to get stuff covered.

Anyone know if it is possible to get just contents insurance on an agricultural property that you don't own or live in?

Cheers

Mark

im no expert, but i would think its quite hard to get insurance on property that isnt yours, unless there is an official recognition of you renting it?otherwise anyone could insure anywhere?!

just a thought!

hope its helpful

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Gave walker midgeley a call as linked to above. They operate a scheme aimed at model engineers, but when I explained what I wanted they weren't at all worried that it had nothing to do with model engineering, and were more than happy to provide cover. They will cover tools in a locked building anywhere in the british isles.

Will see what the cover comes to once I work out cover values... :wacko:

cheers for the link, seems perfect.

Mark

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Mark not sure if this of any help to you but i've got a tradesman's policy with axa, that covers my tools. Having said that i am a landscaper and tree surgeon, not sure what you do, but they might be able to help you. My policy is only £15 a month i think and it covers me for as much as there collective value at time of purchase with only a smal excess.

i havent got there details to hand at the moment but all the details are on their website

Mark

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