JST Posted October 28, 2009 Share Posted October 28, 2009 I have been with the NFU for a while and have always rated them with their open mind to modifications etc. Just had this years renewal through and a 22% increase in prenium - the reason All insurance has gone up anyone else got similar? Quote Link to comment Share on other sites More sharing options...
cieranc Posted October 28, 2009 Share Posted October 28, 2009 Nope, I've just had my renewal from NFU, down 6% on last year due to loyalty bonus. Quote Link to comment Share on other sites More sharing options...
JST Posted October 28, 2009 Author Share Posted October 28, 2009 the 22% increase is after taking off the loyalty bonus! Quote Link to comment Share on other sites More sharing options...
lrfarmer Posted October 28, 2009 Share Posted October 28, 2009 both mine went down this year Quote Link to comment Share on other sites More sharing options...
Retroanaconda Posted October 28, 2009 Share Posted October 28, 2009 Sounds like bull to me James. Get them to justify the increase, if (when) they can't and if they then won't reduce the price then tell them where to stick it. I found my insurance company suprisingly more willing to accept a modification when I told them I would be cancelling the policy because of it. Quote Link to comment Share on other sites More sharing options...
JST Posted October 28, 2009 Author Share Posted October 28, 2009 maybe, buts it just not typical of the NFU in my experience and i have alot of mods to start all over again with another company.... Quote Link to comment Share on other sites More sharing options...
lrfarmer Posted October 28, 2009 Share Posted October 28, 2009 i'd give them a ring or pop in to your local branch Quote Link to comment Share on other sites More sharing options...
ande84 Posted October 28, 2009 Share Posted October 28, 2009 I am with Adrain flux and got all my mods covered no problem. I got a quote of the NFU and they were nearly twice as expensive as adrian flux. It also depends how old you are with the NFU as they dont want young drivers so tend to charge them alot more. Also from my experience the NFU will give you a good price if you do alot of business with them ie insure your business with them as well. It all depends what you want your insurance for at the end of the day i.e. if you just want that bit of paper to say you are insured or you want them to pay out if your vehicle is damaged or stolen Andy Quote Link to comment Share on other sites More sharing options...
SteveG Posted October 29, 2009 Share Posted October 29, 2009 It all depends what you want your insurance for at the end of the day i.e. if you just want that bit of paper to say you are insured or you want them to pay out if your vehicle is damaged or stolen Andy exactly the reason why I moved from Adrian Flux to NFU Quote Link to comment Share on other sites More sharing options...
fender1234 Posted October 29, 2009 Share Posted October 29, 2009 JST - Mine has done the same this year and gone up for the same reason as you said, but its still cheaper than anyone else and service is excellent from NFU so im not overly fussed. Quote Link to comment Share on other sites More sharing options...
ejparrott Posted October 29, 2009 Share Posted October 29, 2009 AF told me all insurance had gone up in May...Brother-in-law says b******s...and he works for Glynwood Insurance (motor) Quote Link to comment Share on other sites More sharing options...
FLASH Posted October 29, 2009 Share Posted October 29, 2009 The nfu were £138 cheaper than af when I insured my truck plus I had an agreed value and they also covered my two winches the only thing I had to do was provide reciepts for all new parts fitted. They were not bothered at all with the suspension changes or wheel/tyres sizes they were just added to the policy at no cost Quote Link to comment Share on other sites More sharing options...
Orange Posted October 29, 2009 Share Posted October 29, 2009 Just renewed mine on the 90 and it's the same price as last year, even after declaring a few additional modifications that have been carried out over the past year... Admiral tried to explain the same to me when I renewed for the other 2 cars, but after quoting them their cheaper prices for new policies found through a comparison site, they soon saw the light and made the whole lot about £90 cheaper than last year... Definitely worth a phone call and some probing questions.... Quote Link to comment Share on other sites More sharing options...
JST Posted October 29, 2009 Author Share Posted October 29, 2009 using a comparison site RAC and several others come in 200quid less than NFU i do have 4 policies with the NFU Quote Link to comment Share on other sites More sharing options...
Orange Posted October 29, 2009 Share Posted October 29, 2009 Definitely sounds like it's time to ask them whether they actually want your business then, James. Quote Link to comment Share on other sites More sharing options...
JST Posted October 29, 2009 Author Share Posted October 29, 2009 Well have just sent them an email asking why the 22% increase on one of the vehicles with no change to any vehicle or personal details - will see what comes back. have been with them 12/13yrs and they have always been good in the past so its a tad annoying now! Quote Link to comment Share on other sites More sharing options...
mick110 Posted October 29, 2009 Share Posted October 29, 2009 I have been with the NFU for a while and have always rated them with their open mind to modifications etc. Just had this years renewal through and a 22% increase in prenium - the reason All insurance has gone up anyone else got similar?quote;I'm wondering if they have reassesed some aspect of your insurance profile?..head office directive??...or {just me museing} do the local offices run as agents???..if so {& I think they do?}they might just be trying it on? Quote Link to comment Share on other sites More sharing options...
Mean Green Posted October 29, 2009 Share Posted October 29, 2009 Admiral tried to explain the same to me when I renewed for the other 2 cars, but after quoting them their cheaper prices for new policies found through a comparison site, they soon saw the light and made the whole lot about £90 cheaper than last year... And yet I phoned Admiral yesterday and was told "We do NOT price match!". NFU we 3 times more just for my Disco than I managed to get for BOTH my 90 & Disco. I am convinced insurance is a black art - either that or it is just someopne sitting at a desk with a random number generator!! Quote Link to comment Share on other sites More sharing options...
Rich_P Posted October 30, 2009 Share Posted October 30, 2009 NFU have increased their rates dramatically over the past year, almost doubling my father's car insurance yet nothing has changed in that time other than another claim free year of motoring. The quotes they have given me have almost doubled as well. A few months back they told me that their underwriters had recently changed, so that may have something to do with it. Whatever it may be, we won't be using them until they start giving more realistic quotes to us. Quote Link to comment Share on other sites More sharing options...
mick110 Posted October 30, 2009 Share Posted October 30, 2009 NFU have increased their rates dramatically over the past year, almost doubling my father's car insurance yet nothing has changed in that time other than another claim free year of motoring. The quotes they have given me have almost doubled as well. A few months back they told me that their underwriters had recently changed, so that may have something to do with it. Whatever it may be, we won't be using them until they start giving more realistic quotes to us. I think that years ago they did most business with farmers.....under writers saw this as a pretty safe bet....but then as word got round{including on the forums}more & more city bound LR owners signed up with a subsequent rise in claims due to thieving pikeys seeing our motors as easy uneaned income Quote Link to comment Share on other sites More sharing options...
Orange Posted October 30, 2009 Share Posted October 30, 2009 And yet I phoned Admiral yesterday and was told "We do NOT price match!". They were price matching their own prices... I 'compared' the prices for the two cars and got 2 prices. Add them together and take away the approx. 10% discount for multicar policy and it was cheaper to accept the 2 new policies through the comparison site than it was to renew my current multicar policy... (this is for a standard Disco 2 and a Seat Leon, so no modifications...) They saw the error of their ways and made it worth my while not even considering the other companies that came up... Quote Link to comment Share on other sites More sharing options...
FLASH Posted October 31, 2009 Share Posted October 31, 2009 Its not really about how much the policy costs but value for money their are not many insures out their who cover winches and give free trailer cover Quote Link to comment Share on other sites More sharing options...
JST Posted November 10, 2009 Author Share Posted November 10, 2009 Well i asked around and priced things up, RAC etc came in cheaper as did alot of tin pot companies but in the end i went with the NFU (again!) they pointed out that last year my premium was wrong as they had done it on the wrong truck!! (glad i didn't need to claim!) anyway all sorted now and it came down £80 from their first quote!! it made sense to stay with them going on past experience with their claims payouts and approach to 'extras' ie £50 to add a TGV with autobox - i thought that was pretty good. no extra charge for winches etc etc. Quote Link to comment Share on other sites More sharing options...
Top90 Posted November 10, 2009 Share Posted November 10, 2009 I read above in one of the posts that NFU did an agreed valuation. I've just insured a Camel Trophy 110 (new toy) with them and they said they don't do an agreed value... That was with the Chelmsford Office, which office did people get an agreed value with please? Quote Link to comment Share on other sites More sharing options...
JST Posted November 11, 2009 Author Share Posted November 11, 2009 they never used to do agreed prices although i write and inform them what mine is valued at and they amend the policy to reflect that so at least i have a starting benchmark rather than starting at book price! the latest schedule i had from them now says upto £75k but again nothing agreed. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.