Jump to content

4WDs no more likely to cause severe injuries


reads90
 Share

Recommended Posts

Here is an article from an aus news paper

Article

Or here it is

Safe as cars, 4WDs escape green slip rise

Tim Dick, The Sydney Morning Herald, 01/09/06

4WDs inflict less expensive damage in city crashes, according to a study to be released today.

4WDs no more likely to cause severe injuries than other vehicles new study finds

FOUR-wheel-drives have won a surprise safety clearance from the State Government after an insurance survey found they caused fewer crashes than cars and were no more likely to cause severe injuries than other vehicles.

The Government has relied on the findings to rule out a higher green slip premium for 4WDs, contrary to a parliamentary committee recommendation two years ago.

They inflict less expensive damage in city crashes, according to the study by the NSW Motor Accidents Authority, to be released today.

The study reviewed nearly 50,000 claims made against the green slip scheme between 1999 and 2004. It found the proportion of accidents caused by 4WDs was lower in Sydney than their share of the vehicle fleet, and the average cost of subsequent claims was less.

In the rest of NSW, 4WDs caused slightly more expensive claims, which cover medical and compensation costs.

There was little difference between the severity of injuries caused by 4WDs and those caused by other cars.

Sales of 4WDs grew by 61 per cent between 2000 and 2003. They now account for more than one in 10 passenger cars in NSW.

The Minister for Commerce, John Della Bosca, said the findings meant there was no justification for imposing a special premium on 4WDs, though that might change. While the authority recommended no immediate change in premiums, it said the study should be repeated to see if an expanding second-hand market in 4WDs altered the figures.

A spokesman for Mr Della Bosca said the Government would look at a special premium if future statistical evidence showed other drivers were subsidising those in 4WDs.

Insurers may only vary the cost of green slips according to criteria set by the Government, such as the age of the driver and the car being insured.

In 2004, an upper house committee recommended the Government look at allowing insurers to increase premiums for 4WDs, after Bicycle NSW proposed higher premiums for more "dangerous" cars.

Stuart Newstead, senior research fellow at Monash University's Accident Research Centre, yesterday cautioned against interpreting the study's results as a safety tick for 4WDs.

Their drivers were more likely to be older men, he said, and the recent sharp increase in sales meant 4WDs were, on average, newer than other cars. Newer cars and older drivers tend to be safer, significantly altering the effect on claims.

Dr Newstead also cautioned that the study looked only at two-vehicle crashes, excluding accidents such as roll-overs. 4WDs typically have a higher centre of gravity and are more susceptible to rolling over than other cars. The centre's studies have consistently shown large 4WDs are better at protecting their drivers than other road users when they crash.

"They are twice as likely to cause death or serious injury to people in other cars," Dr Newstead said.

But he said smaller, newer models, such as the Toyota RAV4 or Honda CRV, had improved the safety and reputation of 4WDs.

Jack Haley, the NRMA's vehicle policy specialist, said if owners wanted safe cars and did not need to go off-road, large cars were as safe as 4WDs, and cost much less to operate.

Link to comment
Share on other sites

sounds like a lot of common sense to me.

im assuming a green slip is some sort of basic insurance policy?

Green slip is the CTP insurance that is included in you road tax in Australia. So in Australia you pay you road tax (180 pounds) and it includes 3 rd party insurance . This is called CTP . Which is a green slip of paper. But the ctp is the same price for all cars. Great if you have a challenge truck or racer. So does not matter what mods you have on it. You can then legal drive on the road with it. And anyone can drive you car. If you want fully comp then you go and find your own insurance company and get it on top. But thats up to you if you want it

Link to comment
Share on other sites

Green slip is the CTP insurance that is included in you road tax in Australia. So in Australia you pay you road tax (180 pounds) and it includes 3 rd party insurance . This is called CTP . Which is a green slip of paper. But the ctp is the same price for all cars. Great if you have a challenge truck or racer. So does not matter what mods you have on it. You can then legal drive on the road with it. And anyone can drive you car. If you want fully comp then you go and find your own insurance company and get it on top. But thats up to you if you want it

Third party insurance is compulsory yes, and is paid together with annual roadtax. But you are sorely mistaken when you say ''no matter what mods you have on it you can legally drive it on the road''. Australia has some of the more restrictive vehicle modification laws when compared to the UK or USA and Queensland was more restrictive than the other states when I lived there. Don't be fooled by competion promoters (TTC etc) claims that the vehicles are legally registered and engineered for road use. Many event

promoters/organisers rely on the individuals third party insurance to cover their ar$es if the $hit hits the fan re an accident that kills or causes personal injury, ignoring the fact that 3rd party insurance doesn't cover competition.

Bill.

Link to comment
Share on other sites

ignoring the fact that 3rd party insurance doesn't cover competition.

Bill.

same in the Uk very difficult to get insurance to cover you while competing

BTW they are ways around the system . Been here 5 mins and already worked that out.

Buy a disco with road worth get rego. They get it turned into a UTE put nissan axels on it and 36" tyres. Then a cage and twin winches. This will take 6 months at which it will be off the road. But keep paying rego so then does not need another roadworth cartificate (MOT, These are only needed in Queensalnd when you sell a car or let the rego laps. So if the rego is paid every year and you never sell the car you never need another roadworthy (mot ) again)

The chap making my truck used to be an inspector so is make it legal even though it will be walking the fine line. :) But will pass any road side checks

see sorted :D

Link to comment
Share on other sites

same in the Uk very difficult to get insurance to cover you while competing

BTW they are ways around the system . Been here 5 mins and already worked that out.

Buy a disco with road worth get rego. They get it turned into a UTE put nissan axels on it and 36" tyres. Then a cage and twin winches. This will take 6 months at which it will be off the road. But keep paying rego so then does not need another roadworth cartificate (MOT, These are only needed in Queensalnd when you sell a car or let the rego laps. So if the rego is paid every year and you never sell the car you never need another roadworthy (mot ) again)

The chap making my truck used to be an inspector so is make it legal even though it will be walking the fine line. :) But will pass any road side checks

see sorted :D

That's correct. You will never need another roadworthy, unless you fail a roadside check! Then you will require a roadworthy certificate, and depending on the alterations you have done you may be asked to provide an engineers report. Half your luck getting one in Queensland.

Bill.

Link to comment
Share on other sites

That's correct. You will never need another roadworthy, unless you fail a roadside check! Then you will require a roadworthy certificate, and depending on the alterations you have done you may be asked to provide an engineers report. Half your luck getting one in Queensland.

Bill.

AAHH the chap doing it all can give an engineers report, and has mates that will do it anyway. So sorted

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share

×
×
  • Create New...

Important Information

We use cookies to ensure you get the best experience. By using our website you agree to our Cookie Policy