Iain_o Posted January 19, 2015 Share Posted January 19, 2015 Hello Possibly the wrong section for this but looking for a little guidance. I Just bought a 1995 Defender 110 County Station wagon. And really struggling to find decent insurance. I was surprised how many insurance companies wont insure it because of the number of seats or the bench style seats in the back. I have tried a few insurance companies I found in Land Rover monthly but even some of them are not interested.Can anyone recommend a reasonable insurance company for this car? Many thanksIain Quote Link to comment Share on other sites More sharing options...
ejparrott Posted January 19, 2015 Share Posted January 19, 2015 It might just be old enough for Peter James to consider it, worth a call Quote Link to comment Share on other sites More sharing options...
AMB Posted January 19, 2015 Share Posted January 19, 2015 I got a reasonable quote on a 98 110 CSW (9 seat) from elephant. Flux and Lancaster were a waste of time. Quote Link to comment Share on other sites More sharing options...
mmgemini Posted January 20, 2015 Share Posted January 20, 2015 NFU. They really do understand Land Rovers Quote Link to comment Share on other sites More sharing options...
LiftedDisco Posted January 20, 2015 Share Posted January 20, 2015 Another vote for the NFU. Alternatively, you could try A-Plan - I use the branch in Bletchley who have been cracking but I think that the specialist 4x4 contact is now in their Thatcham branch. Hope this helps Quote Link to comment Share on other sites More sharing options...
Iain_o Posted January 21, 2015 Author Share Posted January 21, 2015 Thank you for the help and support. Nfu sadly quoted me over £1000. I was shocked at how many companies were not interested due to size. Cheapest so far is 400 which seems acceptable. Quote Link to comment Share on other sites More sharing options...
g&t Posted January 21, 2015 Share Posted January 21, 2015 NFU must have changed their tune over time then, I can remember trying them years ago (I was over 50 then with a full ncb) & they were happy to cover the LR, but NOT if it was used off-road! Quote Link to comment Share on other sites More sharing options...
LiamC Posted January 21, 2015 Share Posted January 21, 2015 Do you need all those seats? Removing the benches is a simple way to reduce the seating capacity which will probably help your quotes. Quote Link to comment Share on other sites More sharing options...
AMB Posted January 21, 2015 Share Posted January 21, 2015 Do you need all those seats? Removing the benches is a simple way to reduce the seating capacity which will probably help your quotes.If my experience is anything to go by, removing seats would not help. First it counts as a modification which ups the premium, secondly the companies that I contacted stated that they would quote against the standard spec for the vehicle - removing seats wouldn't help.NFU didn't want to quote because I'm not a farmer, smallholder or in any other way connected to farming. Online systems often use a counting system whereby too many changes from standard, regardless of impact, automatically result in refusal to quote. I found Elephant to be best, but I needed to speak with a person first. Even that was not easy - too many people just working their way through scripts. Quote Link to comment Share on other sites More sharing options...
cackshifter Posted January 21, 2015 Share Posted January 21, 2015 Just a suggestion, but if you are quite young, you might find it helps to have an older 'steady' named driver as well - someone like a parent who might have a good driving record, and occasionally have reason to drive it. Quote Link to comment Share on other sites More sharing options...
reb78 Posted January 22, 2015 Share Posted January 22, 2015 Shame NFU are so much. I've just renewed with them on the 110 and for the fifth or sixth year the premium hasn't changed. All mods declared, unlimited mileage, business use fully comp (including Europe) for just under £400. The other policies I looked at wouldn't include bits I needed like business or wanted to limit mileage to a very small amount etc, or had problems with the number of seats as you have found. Did you try the NFU call centre or your local office? Local offices are often much more helpful than the call centre. Quote Link to comment Share on other sites More sharing options...
Iain_o Posted January 23, 2015 Author Share Posted January 23, 2015 It was my local office, they were really nice. Just sadly could not help. Finally got a reasonable quote from the coop of all places. Just under £400 fully comprehensive for me 26 and my girlfriend Quote Link to comment Share on other sites More sharing options...
Iain_o Posted January 23, 2015 Author Share Posted January 23, 2015 Thanks for all the help been great response. Quote Link to comment Share on other sites More sharing options...
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