Landrovernuts Posted November 11, 2015 Share Posted November 11, 2015 This will make you laugh. I had my 90 insured with Esure and always seemed OK with no issues even with the winch declared. The 90 is now sold and the winch is now on my 110. Just been told they will not insure it because of the winch! Tried a few others (Aviva, Sainsburys, Direct Line, More Than) and all have said no as it implies the Land Rover goes off road!!!! No problem, so I thought I would try NFU. Absolutely not a chance as it implies it is driven off road!!! I have to say I thought better of NFU but have now completely changed my mind. Is there a separate department at NFU, as imagine all the farmers Land Rovers that they insure that do have winches on - or are they all suddenly not insured now? Just tried Adrian Flux and they what £400 for an otherwise standard 110 double cab, but modifications don't seem to be a problem. I have never had any convictions or points, I have had a license for 26 years, including class 1 and 2 HGV and we live in the country on the edge of Dartmoor, so not sure how the risk could be any better!!! Quote Link to comment Share on other sites More sharing options...
tacr2man Posted November 11, 2015 Share Posted November 11, 2015 How did you contact NFU as I have a landrover with a winch and a hell of a lot more , and no trouble at all with NFU Quote Link to comment Share on other sites More sharing options...
Landrovernuts Posted November 11, 2015 Author Share Posted November 11, 2015 Just phoned them up with the 4x4 insurance number from their website. I did wonder if there is another department that I need to speak to!! Quote Link to comment Share on other sites More sharing options...
Cynic-al Posted November 11, 2015 Share Posted November 11, 2015 You could try a local branch if there is one. A relation of mine with a farm had an attempted theft of his l200 but the steering wheel fell off whilst they were trying to break the steering lock. The nfu like for like hire car was a micra. He had all sorts of trouble trying to get 4 workers and a 500 litre diesel tank and pump in it. Quote Link to comment Share on other sites More sharing options...
cookie64 Posted November 12, 2015 Share Posted November 12, 2015 that's fantastic, I saw a news story the other day where a lady farmer was given a fiesta as a like for like replacement for her defender, they didn't seem too impressed when it came back after trawling around the fields and being filled with everything from horse muck to big dogs haha Quote Link to comment Share on other sites More sharing options...
Guest Posted November 12, 2015 Share Posted November 12, 2015 Try A Plan they have a 4x4 branch (Thatcham iirc)mine has a list of mods as long as your arm no ncd as second car but got fantastic service and a great price. Quote Link to comment Share on other sites More sharing options...
davie Posted November 12, 2015 Share Posted November 12, 2015 i am with nfu and winch was no problem at all, remap suspension lift etc were all fine. All through a local office. Quote Link to comment Share on other sites More sharing options...
Happyoldgit Posted November 12, 2015 Share Posted November 12, 2015 Try going through your local NFU agent. I was with them for years but ever increasing premiums meant I switched to LV 3-4 years ago. Quote Link to comment Share on other sites More sharing options...
Landrovernuts Posted November 12, 2015 Author Share Posted November 12, 2015 Thanks all, I will try the Exeter NFU office as I still cannot believe what I was told. Quote Link to comment Share on other sites More sharing options...
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