Quite correct bobtail4x4, read the small print, sadly however NO small print was sent. The first my sister knew about the renewal was after the event, hence my gripe. They also placed her with a credit company giving her no choice to pay the premium in full if she wished. In short, this was a product that was not wanted, requested, authorised or signed for.
I currently have my Landy insurance with Lancaster, they operate a automatic renewal system but at least they let you know what you are up for before renewing it. I can understand that there may be an occasional blip because of all the clients they deal with, but it is how they deal with the matter when the blip occurs, that is the important thing, in this case, they have fallen well short of good customer practice.