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Off-road insurance??


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Hi All,

I'm going on the forestry commission 4x4 drive @ Cannock on 4th Aug. They say off-road insurance essential, I've checked with my current insurers and I'm only covered for normal road use. Can anyone recommend "off-road" insurance companies? I've tried Sureterm-greenlane only, waiting for A.Flux to phone back tomorrow, any ideas guys??

Cheers, Jon

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Hi All,

I'm going on the forestry commission 4x4 drive @ Cannock on 4th Aug. They say off-road insurance essential, I've checked with my current insurers and I'm only covered for normal road use. Can anyone recommend "off-road" insurance companies? I've tried Sureterm-greenlane only, waiting for A.Flux to phone back tomorrow, any ideas guys??

Cheers, Jon

Most insurance is the same unfortunately. NFU, and Land Rovers own insurance do cover genuine off-road cover. Greenlaning cover is a con, because they are public roads! all insurance has to cover minimum third party on green lanes. Some offer full comp on green lanes. NFU & Land Rover are full comp all driving, unless its a rally or speed trial. I know someone who stuffed his D3 into a tree, and did 1000's worth of damage. LR insurance paid up no questions.

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IIRC there is no 'off-road' insurance, your normal insurance should cover it, if it's a forest drive then you will not be competing [as in a rally/speed trial] I've been on similar Forestry Commision drives in the Ludlow area a few years back & my normal insurance was fine, any doubt contact the organisers for more details.

4x4 forest drive

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Just received the new policy doccuments for my wife's car and it excludes all the usual things (rallies, track-days, speed-trials etc) but a new one on me was '4x4 pay & play off-road events' are also excluded.

As I said, this was for my wife's car so it is irrelevent but it pays to check.

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Yes Western, thats the one I'm going on!! As you can see it says off-road insurance "essential". But that doesn't mean compulsory though, does it?? I'm still waiting for Flux to get back to me, and also Firebond!! I wonder it I am covered my my "normal" insurance , under pleasure?? I've got a month to sort things so lets see.

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