zim Posted September 26, 2011 Share Posted September 26, 2011 I'm perfectly safe....my account is normally empty Quote Link to comment Share on other sites More sharing options...
BogMonster Posted September 27, 2011 Share Posted September 27, 2011 I have a "Main" bank account - this has NO cards attched to it, so the only way I can get to the money (or anyone else for that matter ) is to "Transfer" to the "Second" account I have, whih does have cards attcahed to it. Therefore if I am ever "Cloned" then there are always limited funds in that account, no overdraft facility and I still have my "Main" account with funds in etc so I am not then in a financial problem. I use the main bank account to "feed" the 2nd account which I then use for day to day tranactions I have exactly the same - in fact suggested to me by HSBC a couple of years ago when they phoned me up and said "Dear Sir we think you have got too much money in your current account and it is a security risk, can we open another account for you". Likewise no access to it from any cards/DD agreements/anything anywhere - just enough kept in the main account for foreseeable expenses and a bit of slush. Credit to the bank for taking a proactive approach, and for anybody with more than a modest amount in their current account, it's a damn good idea. Quote Link to comment Share on other sites More sharing options...
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