rovernut Posted July 26, 2011 Share Posted July 26, 2011 Just got the renewal quote from Adrian Flux for my 110DC. I thought that I had better tell them about the newly fitted winch and bumper along with a few other mods and bits. At the same time I asked for the wife to be added to the policy. It was a pleasant suprise to learn that this actually lowered the quote, and the winch etc: made no difference whatsoever. How glad am I that I changed to Flux from NFU a few years ago. They always sound as though they know what you are talking about, some companies don't know what a 110 Double cab is, others can't find it in their database. What a minefield insurance is these days, a complete waste of time going through compare the market etc: if you own a modified vehicle of any kind, least of all a Land Rover. Quote Link to comment Share on other sites More sharing options...
CwazyWabbit Posted July 26, 2011 Share Posted July 26, 2011 Years ago when I had a Fiat Tipo and my Mrs only had a provisional licence I was surprised to find out that adding her to the insurance policy lowered it quite a bit, there seemed to be no logic to that, the broker seemed as surprised as me. Quote Link to comment Share on other sites More sharing options...
Night Train Posted July 27, 2011 Share Posted July 27, 2011 I often try to add a random female friend to my insurance if I am not in a relationship. Even learners, so I can teach them to drive, reduces the insurance. Quote Link to comment Share on other sites More sharing options...
mickeyw Posted July 27, 2011 Share Posted July 27, 2011 Yes, having a partner seems to reduce the premium! When me and SWMBO first got together, she added me to her Corsa insurance and the price dropped a good chunk. My point is it isn't just adding a female to a policy held by a male that makes a difference, it works both ways. Quote Link to comment Share on other sites More sharing options...
Diablo Posted July 27, 2011 Share Posted July 27, 2011 Though the new rules come in soon, which should make the differences not too blatant anymore. If anyone believes that... Quote Link to comment Share on other sites More sharing options...
task Posted July 27, 2011 Share Posted July 27, 2011 Adding my O/H to the insurance on my Discovery, declared mods of springs/exhaust/LPG etc, unlimited personal/commuting miles and 5000 business miles made no difference to my insurance. I had the poor girl on the other end of the phone running through hoops of "what if I remove the 6th and 7th seat" etc, all made no difference. Apparently the business miles and a claim which comes off in December are the factors that make my insurance higher. Cost me £500 fully comp, business use, modified. Ironically the GF had a quite from one of these women-only places, added my name to the quote and it went down by 1/3rd! Quote Link to comment Share on other sites More sharing options...
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