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Anderzander

Long Term Forum Financial Supporter
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Posts posted by Anderzander

  1. I'm carp at buying cars - I nearly always get all over enthusiastic and buy the first one I look at.

    I'm going to look at a 90 tomorrow - looks a good car, high mileage but well looked after, and a fair price ... But it's with a dealer so I'm sure I'm not supposed to just go in grinning like an idiot and pay them.

    Can anyone educate me ?

  2. I don't have much detail - but a friend fitted paras to his S3 and they were super stiff and ruined the ride. He persevered with them for a while before reverting to standard.

    Unfortunately I don't remember what brand they were - but I'll ask.

  3. Thank you again everyone. The insurer has presented two options:

    A settlement now or an Engineer to visit and assess the damage and value it.

    Apparently the body shop report has reported chassis damage - which some of you guys picked up... and has lead to me leaning towards a settlement rather than buying it back.

    They won't though offer a figure so I can then decide about the engineer - but I guess a plus point would be that I may benefit from it being seen and it's condition recognised.

    The flip side is that I've seen a 90 for sale that I really like - but it's right at the top end of what they may offer. On the early settlement I'd perhaps not get enough money - on the engineers visit it could well have been sold.

  4. I am mindful of the nice bits on it - though they are a winch set up - the suspension, a diff, and an x-brake.

    I mentioned removing the winch to the NFU and they said absolutely.

    If I had the truck here I could swap most of the suspension over and the diff to standard parts too.

    I'm not sure how to get it here though - I asked them about moving it here so I could get further repair quotes - but that hasn't happened.

    I'm not sure how I'd move it myself or how they would receive that. Would my RAC cover collect it for me ?

  5. From what I've seen talent and opportunity "just happen" to people who are putting in a hell of a lot of hard work.

    There's an old saying about this - which states something like - out of talent, hard work, and correct tuition .... Talent is the least important as you have what you have and hard work can make up for more than people think - whilst correct tuition is the most important - because great talent and great hard work could not expect to rediscover all the knowledge of a trade.

    I do take your point though - but I do also think hard work is easier for something you have a passion - and that people do have talents in different areas.

  6. Personally I'm not sure I'd want the truck back,it's one thing bouncing it down a green lane or a few rock steps but dropping it from height at speed there could be lots you can't see or may give problems later if somethings cracked but not immediately obvious.

    That was my first response - but having seen it again I felt differently about it. I think the bumper and the wheels have acted almost as a sacrificial link - seemingly having been destroyed by the force rather than passing it into the rest of the truck.

    But - I still take your point and would like another, more thorough look at it before I make my decision.

    So much to think about ...

  7. My 110 was written off by NFU a few years ago; I bought it back & got it rebuilt on a new chassis as a Cat C - NFU charged then a standard 26% of the market value for the remains, and gave me 74% as cash. They needed a bit of persuading to give it back so if you are keen don't be afraid to ask them to do that.

    That's helpful - thank you. How did you go on with insuring it once rebuilt ?

  8. p.s. Load of the emergency staff at the scene told me to buy a lottery ticket - so I did. It's drawn on Saturday.

    Seems to me that I've already cashed in my luck for a good while yet though...

  9. Thank you everybody - really encouraging responses from you all, and very much appreciated.

    I spoke to the insurer (NFU) yesterday - they are open to the options of me buying salvage and they are going to ring me tomorrow after they've spoken to their engineer.

    I suggested they bring it here too so that I could more fully assess the damage, get 'further quotes', and save them storage costs ...... See what they say to that.

    It all depends on costs I guess. But there is potential for me to finish it with a cat D to drive and have had some money to rebuild it (and maybe even a bit extra to chuck at my series 1).

    I'm not sure at all at what value they will put on my 90 and what cost they would put on the salvage yet.

    If it works out cheap enough to take the salvage, then I'd buy a super cheap car to run around in and take the pressure time pressure off fixing this.

    So hard to value 90's - mine was 2000 but 80k and very clean and well looked after - I see later ones that are sheds in comparison but almost none of its age that are as tidy. A point I'll probably have to argue with them.

    I'll post up the outcome.

    Thank you again.

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