TheRecklessEngineer Posted November 8, 2006 Share Posted November 8, 2006 Well there I was pulling into a driveway, went backwards a bit a stuck a dent in a peug 206. Nothing serious, a new panel at 68 quid from the dealer will sort it... Handed over my insurance details, but quite keen to settle this with cash as I don't want to loose my NCB over something so trivial. So - if the owner goes through my insurance company, would I get the option to pay out of my pocket without loosing the NCB, or should I go round with a fat pile of 20s? Quote Link to comment Share on other sites More sharing options...
Tonk Posted November 8, 2006 Share Posted November 8, 2006 dont involve your insurance company if u want to keep your NCB, its cash time Quote Link to comment Share on other sites More sharing options...
GBMUD Posted November 8, 2006 Share Posted November 8, 2006 I guess that they might let you. Remember though that they will then know you have had an accident and will charge you more next year, NCD/claim or not. Chris Quote Link to comment Share on other sites More sharing options...
TheRecklessEngineer Posted November 8, 2006 Author Share Posted November 8, 2006 Fat pile of 20s it is then! Quote Link to comment Share on other sites More sharing options...
siearl Posted November 8, 2006 Share Posted November 8, 2006 I wouldnt have thought an insurance company would give you the option to pay out cash as they would then be involved Quote Link to comment Share on other sites More sharing options...
rtbarton Posted November 8, 2006 Share Posted November 8, 2006 Insurance companies want the slightest excuse to grab as much money as possible off you. Quote Link to comment Share on other sites More sharing options...
Cartman Posted November 8, 2006 Share Posted November 8, 2006 Is the £60 the 206 owner will accept for the dent or your estimate James? For an insurance job even a small dent would involve >£400 for a pull/skim/paint. Weight up the pros and cons first including your insurance hike at next renewal. Quote Link to comment Share on other sites More sharing options...
jules Posted November 8, 2006 Share Posted November 8, 2006 I take it you don't have no claims protection Quote Link to comment Share on other sites More sharing options...
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