defender22 Posted February 7, 2023 Share Posted February 7, 2023 Hi we have just made a bit of a rookie error and ordered a 2022 Defender D300 Hard Top HSE. We are now finding it impossible to find insurance as it is a commercial vehicle for business usage. Have been refused by about 5 companies and brokers including NFU,. Aviva who are not taking on new Land Rover customers currently (not sure if it is just Defenders?). We have been waiting on Adrian Flux for 5 hours so about to chase but otherwise has anyone got any suggestions on who may insure it on a business policy? Quote Link to comment Share on other sites More sharing options...
jeremy996 Posted February 7, 2023 Share Posted February 7, 2023 I'm surprised at NFU; did you talk to a local office or ring the national number? If you have not walked into the local office, do so, they'll find it harder to refuse you that way. Talk to a commercial broker, try Direct Line and try the Internet platforms. My goto for weird stuff is an independent broker, West Craven Insurance Services Ltd, 01756 802100 in Skipton, as they put themselves out for a quote for a 4x4 Response charity. I dealth with Scott Clarkson. Quote Link to comment Share on other sites More sharing options...
western Posted February 7, 2023 Share Posted February 7, 2023 as above go visit local NFU agent https://www.nfumutual.co.uk/agent-offices/ just enter Town & or postcode & click search Quote Link to comment Share on other sites More sharing options...
defender22 Posted February 9, 2023 Author Share Posted February 9, 2023 Thank you western and Jeremy996 - we went through our local branch of NFU 5 minutes down the road from us - the lady was incredibly helpful and was so apologetic but told us after talking with the underwriter they are unable to take on any new Land Rover policies due to the number of theft claims and will only consider customers who have existing policies with them - which we don't unfortunately. She did give me BIBA's details who put me in touch with Adrian Flux who after chasing never came back to me either. After several more no's I think we have finally got there but been a nerve wracking couple of days with an expensive uninsured car sat on the drive! Thanks for your advice. Quote Link to comment Share on other sites More sharing options...
jeremy996 Posted February 9, 2023 Share Posted February 9, 2023 Could you post up who you were/are successful with, please? It may help the next soul. 1 Quote Link to comment Share on other sites More sharing options...
simonr Posted July 22, 2023 Share Posted July 22, 2023 Are new type Defenders getting stolen frequently? Or, is it just their experience with old type that are tainting the new ones? Quote Link to comment Share on other sites More sharing options...
jeremy996 Posted July 22, 2023 Share Posted July 22, 2023 New Defenders are as vulnerable as Range Rovers for relay and OBD exploits, it is getting very hard to insure any JLR products in Greater London, Manchester and Leeds. Quote Link to comment Share on other sites More sharing options...
simonr Posted July 22, 2023 Share Posted July 22, 2023 3 hours ago, jeremy996 said: New Defenders are as vulnerable as Range Rovers for relay and OBD exploits Are Grenadiers more secure? Quote Link to comment Share on other sites More sharing options...
jeremy996 Posted July 22, 2023 Share Posted July 22, 2023 Just now, simonr said: Are Grenadiers more secure? Apparently! Part of it will be security by obscurity, but no proximity keys and a modern immobiliser is a good start. The alarm and immobiliser is not Thatcham Class 1 and Ineos are being coy about why, (marketing cock-up, administration fail or technical boo-boo?) I expect it will be 18 months - 2 years before we get a better idea of the security of the Grenadier, most insurance companies are still guessing at this point. 1 Quote Link to comment Share on other sites More sharing options...
Happyoldgit Posted July 23, 2023 Share Posted July 23, 2023 I meant to post this article which appeared in Shooting Times & Country Magazine earlier this month but I forgot, this thread revival has prodded my memory… Quote Link to comment Share on other sites More sharing options...
Lightning Posted September 24, 2023 Share Posted September 24, 2023 (edited) l've got a 2022 Defender Commercial and it's currently insured with LV They didn't have a problem insuring it for business use and the premium this year was £300 Also Direct Line we're happy to take the vehicle on for the remainder of the policy when l bought the vehicle. HOWEVER l have read scare stories about Land Rover insurance this year, and l checked this month with LV as a "new quote" and while they will insure it, the premium was nearer £1,000 I will have to see what happens on renewing later this year, but one of my friends has had to sell her new Defender as her premium went from £1400 to £3000 Edited September 24, 2023 by Lightning Quote Link to comment Share on other sites More sharing options...
Lightning Posted March 3 Share Posted March 3 (edited) Update The renewal premium was £680 with LV 2022 Defender 90 D250 Commercial Edited March 3 by Lightning 1 Quote Link to comment Share on other sites More sharing options...
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