IanT90 Posted June 13, 2016 Share Posted June 13, 2016 My insurance is up for renewal looking for a company who don't mind upgrades like fitting rear forward facing seats. 20 year old defender registered as commercial. Last company was cheap enough but wouldn't allow me to fit rear seats. Any recommendations Quote Link to comment Share on other sites More sharing options...
LiftedDisco Posted June 13, 2016 Share Posted June 13, 2016 Other than the thought of fitting the rear seats, do you have any modifications? If standard(ish), I would suggest the NFU but call your local office and NOT their central call centre - they may not always be the cheapest but they are incredibly efficient. If you have modifications, try Academy Insurance or speak to Leena Marsh at Heritage Insurance - both have specialist schemes for modified vehicles. Quote Link to comment Share on other sites More sharing options...
IanT90 Posted June 13, 2016 Author Share Posted June 13, 2016 Thanks pretty much standard except for a roof rack disco alloys and fitted side windows in rear. Quote Link to comment Share on other sites More sharing options...
sighnbox Posted June 14, 2016 Share Posted June 14, 2016 Adrian Flux mines mega modified Quote Link to comment Share on other sites More sharing options...
Bowie69 Posted June 14, 2016 Share Posted June 14, 2016 Academy will basically insure anything, they are a proper broker. 1 Quote Link to comment Share on other sites More sharing options...
sighnbox Posted June 14, 2016 Share Posted June 14, 2016 Tried Academy no Joy and all so Heritage Insurance.....Wont do over 8 seats, limited 5000 miles and no guaranteed value over £10,000 unless garaged Quote Link to comment Share on other sites More sharing options...
IanT90 Posted June 14, 2016 Author Share Posted June 14, 2016 Got a few options to try now. Just one more night shift then I can start rimging around. Unfortunately I don't have a garage and average just under 10k a year so that's a bit restricting. On the plus side it's fairly standard and I intend keeping it that way for a while. Appreciate all the feedback Quote Link to comment Share on other sites More sharing options...
qwakers Posted June 14, 2016 Share Posted June 14, 2016 https://www.facebook.com/groups/4x4insurance/ ive been recommended these guys. Quote Link to comment Share on other sites More sharing options...
IanT90 Posted June 14, 2016 Author Share Posted June 14, 2016 Cheers for that tip I will add them to my list of insurers to call. I reckon I have about 6 companies to ring now, see which gives the best cover at a reasonable price. Thanks again everyone for the feedback as always much appreciated. Quote Link to comment Share on other sites More sharing options...
davie Posted June 15, 2016 Share Posted June 15, 2016 mine is modified, everything listed, heated seats, heated front screen, roof lights, rear work lights, front spots, jackable sills, 2 inch lift, winch and bumper, 2nd batt, mss box in back, remap, led lights apart from headlights, different rear spare wheel carrier - you get the idea, NFU have been perfect, laurencekirk office in aberdeenshire Quote Link to comment Share on other sites More sharing options...
IanT90 Posted June 22, 2016 Author Share Posted June 22, 2016 Tried nfu local office would not insure me with my post code, weird it a nice quite area. Tried link from above got quoted £550 so continued ringing. Eventually settled with Lancaster insurance worked out around £340 a year allowed mods covered green laning and off road agreed a price. Only down sides max mileage 8k per year which is less than my annual anyway. The other is an excess of £650. Got extra 25% discount for joining series 3 and 90 110 owners club which is £20 a year. Good price. Quote Link to comment Share on other sites More sharing options...
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