DomM Posted March 31, 2009 Share Posted March 31, 2009 hi i am 17 and i am into alot of country sports and heard that on certain land rovers the insurance isnt to bad. so i just wonderd wether anyone has had any experience with insurance at my age. wich model landy would you recommend and wich insurance group would you recommend? any other tips or advise is very much welcome! thankyou Quote Link to comment Share on other sites More sharing options...
Guest noggy Posted March 31, 2009 Share Posted March 31, 2009 im also 17, insurance with NFU on a E reg 90 with a 200tdi isnt too bad 400 quid after your first year of driving, the first year fully comp is 1400, lucky im 18 in 9 days! i was on my dads insureance for the first year, which has enabled me to build my NCB and not be sent to the cleaners! Quote Link to comment Share on other sites More sharing options...
GBMUD Posted March 31, 2009 Share Posted March 31, 2009 Oh good, an insurance question, I am glad. It must be nearly three days now since the last one, and almost a week since we had one about younger drivers. I will watch this with interest. Chris Quote Link to comment Share on other sites More sharing options...
bm52 Posted March 31, 2009 Share Posted March 31, 2009 we had a god deal from NFU as well for me and my family including a 17 yr old on a provisional and my 23yr old son also saved quite a bit when he renewed his L200 with NFU so far we have had an excellent service from them Quote Link to comment Share on other sites More sharing options...
disco tony Posted March 31, 2009 Share Posted March 31, 2009 BUT, welcome to the forum and nice to see another sensible youngster who wont be ranting up and down our streets with a baseball cap on the wrong way and music for the hard of hearing!! By the way, try getting some quotes for different land rovers, I seem to recall that series land rovers are very low insurance groups. As for clubs local to you, I think I'll leave that for someone from Derby. Quote Link to comment Share on other sites More sharing options...
Badger90 Posted March 31, 2009 Share Posted March 31, 2009 hi chaps.. i got a good deal with NFU on my 90 and im 18. but we changed over to Towergate and got a better deal £1.000 fully comp but that is 1 years no claims and im getting on 19 at the end of aprill!!.. im not sure what incurnce group it is though.. but before i got my 90 a had a series 3 88" deisel.. as a new driver at 17 the incurnce cost was about the same as it is now maybe abit higher.. and that was with NFU. cheers sam Quote Link to comment Share on other sites More sharing options...
Turbocharger Posted March 31, 2009 Share Posted March 31, 2009 Whereabouts in Derby are you from? If the LR's not modified, I got good service from the NFU in Ashbourne - decent price and you can go in and stroke their spaniel(!) if you have any issues. They got silly when I started bolting too much stuff to my Ninety though, which I can understand. Quote Link to comment Share on other sites More sharing options...
Hybrid_From_Hell Posted March 31, 2009 Share Posted March 31, 2009 hi i am 17 Oh dear Chris, thats your interest in this thread ruined - remember 17 think looooong and hard I've tried .....................and failed Insurance - one of the few advantages of being an old git Nige Quote Link to comment Share on other sites More sharing options...
will_warne Posted March 31, 2009 Share Posted March 31, 2009 Insurance when you're younger is a big issue but shopping around really can help. In terms of which models to choose, well series Land Rovers are very cheap - a good friend (24) has just renewed the insurance on his SIIa and it was £120 pa fully comp. I can't remember who that was with, though. When my 90 (started out as a 300 tdi CSW but hugely modified in the end) was on the road I used NFU who were OK and didn't complain about the mods. The price wasn't terrible but it's so long since I've needed to insure it I can't remember exactly what it cost! One broker worth speaking to is Noel Dazely - they specialise in young drivers and performance cars. I use them for my modified Lotus Elise and the price was pretty amazing! Quote Link to comment Share on other sites More sharing options...
landroversforever Posted March 31, 2009 Share Posted March 31, 2009 NFU always seem to come up in these discussions, and a friend of mine is insured with them. But for me it is useless as I'm under 25 and no one in my family has a policy I cannot have one! for future reference - Will: which NFU office did you use? Quote Link to comment Share on other sites More sharing options...
Timmy511 Posted March 31, 2009 Share Posted March 31, 2009 its a night mare! ive got a good broker so long as you dont want to insure you vehicle for big money. i tried to buy a 90 with loads of modes etc and declare them all and insure the vehicle for 8k, but this seems a huge problem, no insurance company want you to go off roading in a car worth 8 k and they wont insure it third part f+t! if you want cheap insurance, buy a series 3 or an early 90, insure it for no more than 2k and have a limited milage policy. My brokers are frank pickles, they do kit car insurance (ideal for ibexs) and off road insurance for your average play toy 90. For 12 months it cost me 400 quid with any mods so long as the vehicles value is less than 5k and there a limited milage. im 22 which i think isnt bad considering. Quote Link to comment Share on other sites More sharing options...
rusty_wingnut Posted April 1, 2009 Share Posted April 1, 2009 NFU wouldn't touch a modified vehicle. And their quote was unrealistic. Quote Link to comment Share on other sites More sharing options...
ChrisB Posted April 1, 2009 Share Posted April 1, 2009 As has come up several times recently (since middle of last year) different NFU brokers are like a totally different company - you will get totally different answers from one to the next. I don't know why this is, but familiarity with the type of vehicle is likely to be a part of it. So: Try ringing different brokers, and search on here for some recommended ones (mine is Price and Imber in Chippenham). Also, I found that once I left home, so there was no longer family business at the address, they would not insure me as I was under 25 at the time. They are good for modified vehicles - make sure they list them all on the policy. There is no charge for admin - adding mods/temp vehicles/temp drivers, much better than some others. Your policy will include basic recovery, but is cheaply upgradeable - check what you get for your money though, you may do better somewhere else. They haven't been so good at managing my claim, but that is the fault of their sub-contracted loss assessing engineers and some thieving gits at the recovery yard :-( Quote Link to comment Share on other sites More sharing options...
DomM Posted April 1, 2009 Author Share Posted April 1, 2009 Thanks for everyone help and advise, it is much apreciated! i am goin to have a ring around today see whats the best quote i can get and will report back on the progress! Quote Link to comment Share on other sites More sharing options...
J@mes Posted April 1, 2009 Share Posted April 1, 2009 buy yourself a landrover magazine and have a look in the back for all the specialist insurers - they may be able to offer you a better deal than the mainstream insurers such as directline etc. Quote Link to comment Share on other sites More sharing options...
Rich_P Posted April 1, 2009 Share Posted April 1, 2009 The postcode that the vehicle is insured at will have a massive effect on the quotation. One place can be up to a grand more expensive to insure the same vehicle as it is at another location, all because of the statistical risk on the given postcode. City outskirts and such will pay some of the highest premiums, while out in the middle of nowhere will be some of the lowest. As for what motors work out the cheapest, utility models (i.e. Series, 90/110 etc) come out as the least expensive. Discoveries and Range Rovers come out as the most expensive. You might find this topic an interesting read. Quote Link to comment Share on other sites More sharing options...
task Posted April 1, 2009 Share Posted April 1, 2009 Somone else from Derby! Hello As others have said, phone around and beware the postcode lottery! I insured my first land rover at 17, a 2.25 Series 3, but that was 10 years ago and in Northumberland. Which part of Derby are you from? Quote Link to comment Share on other sites More sharing options...
J@mes Posted April 1, 2009 Share Posted April 1, 2009 City outskirts and such will pay some of the highest premiums, while out in the middle of nowhere will be some of the lowest. even on landrovers, with the amount that appear to be going missing recently? Quote Link to comment Share on other sites More sharing options...
DomM Posted April 2, 2009 Author Share Posted April 2, 2009 Somone else from Derby!Hello As others have said, phone around and beware the postcode lottery! I insured my first land rover at 17, a 2.25 Series 3, but that was 10 years ago and in Northumberland. Which part of Derby are you from? other side of belper, i have rang nfu and they refuse to insure me :S Quote Link to comment Share on other sites More sharing options...
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