Insurance for modded series 2A

[gbm]

I have been looking at a series 2A which is for sale that has had a 200TDi motor fitted, along with several other mods and have been trying to get an idea of insurance costs but am finding it a bit of a mine-field, could anyone suggest where to try for a sensible quote.

Also, do I have to start with zero no-claims as it is not replacing a vehicle that has been insured previously.

[Duncan]

I'v got a similar series and I'm insured with Adrian flux, Footman and James would insure me for a few hundred more and most others I tried wouldn't insure me at all.

When I put the 200tdi in mine it raised the insurance about £150, but over a year will save about £450

[PeterW]

I have been looking at a series 2A which is for sale that has had a 200TDi motor fitted, along with several other mods and have been trying to get an idea of insurance costs but am finding it a bit of a mine-field, could anyone suggest where to try for a sensible quote.

Also, do I have to start with zero no-claims as it is not replacing a vehicle that has been insured previously.

Frank Pickles

Just beaten my insurance by £25 for this year - now £102..!! :-)

Cheers

Pete

[FridgeFreezer]

Adrian Flux insure my modded S3.

There have been hundreds of threads on here about modified insurance, I'd suggest using the search box.

[David Sparkes]

...

Also, do I have to start with zero no-claims as it is not replacing a vehicle that has been insured previously.

In the UK, Yes.

Of course, you can always ask your broker / company if they will do an introductory discount, in recognition that you aren't (I assume) a novice driver, have a clean licence, are biologically old, etc etc, but start with the expectation you will be on the bottom rung.

New car, new policy, new 'No Claims' package.

If you had some sort of policy based on you, the driver, rather than one based on the vehicle, you wouldn't have asked the question. Such policies are not normally available to private individuals.

Their cost reflects the greater exposure to risk.

[derrick]

I have been looking at a series 2A which is for sale that has had a 200TDi motor fitted, along with several other mods and have been trying to get an idea of insurance costs but am finding it a bit of a mine-field, could anyone suggest where to try for a sensible quote.

Also, do I have to start with zero no-claims as it is not replacing a vehicle that has been insured previously.

I would give adrian flux a bell. Just insured my v8 rebuilt s3 for a very meesly sum and was very surprised. Coverd for green laning to

[sussex-landy]

I have been with Adrian Flux for years and nobody every beats them. I pay under £100 for my 1970 Series 3 V8 and they valued it over £3500 and there is no "NO CLAIMS" as its a historic vehicle insurance so my 12+ years no clainms is used on my other car.

[rusty_wingnut]

Peter Best were decent when I was running a modified motor.

[mudmagnet]

Coverd for green laning to

surely all insurance should cover for greenlaning as they are rights of way

[Snagger]

surely all insurance should cover for greenlaning as they are rights of way

You'd be surprised - most companies will wriggle out claiming that the policy is for hard paved public roads only, invalid on driveways other than your own, car parks, fields (shows, car boot sales and the like) and may even be difficult about icy public roads. The small print often doesn't even specify it, anything unspecified being uncovered. Flux polices cover all non-competitive off road use (at least they did when mine were started a few years ago), and they will put it in writing that succinctly if asked.

They were the only company who would cover my much modified 109 for a sensible price, and came in cheaply even for a high agreed value. Their service was very good when I unfortunately needed it, too, with no messing about, loosing paperwork of delaying inspections or payment.

I now have three vehicles insured through them.