Diablo Posted August 10, 2012 Share Posted August 10, 2012 http://www.autocar.co.uk/car-news/motoring/uk-insurers-retreat-side-seat-defenders Thought this may be of interest. Though I would imagine most people aren't with those companies.. Quote Link to comment Share on other sites More sharing options...
M&S Posted August 11, 2012 Share Posted August 11, 2012 It'll be the start of a string of companies that will do this though, they all follow suit, which will give us less choice. I wonder how many peoples policies actually don't cover side facing seats and tehy don't know that? I'm sure there must be others? Quote Link to comment Share on other sites More sharing options...
reb78 Posted August 11, 2012 Share Posted August 11, 2012 I also wonder how many have 12 seaters that are not insured properly because they've assumed the insurance co know that it is a 12seater? Quote Link to comment Share on other sites More sharing options...
Bowie69 Posted August 12, 2012 Share Posted August 12, 2012 And what about Disco's with side facing dickie seats? There's other's with side seats too... Pretty ridiculous if you ask me... Quote Link to comment Share on other sites More sharing options...
wack61 Posted August 12, 2012 Share Posted August 12, 2012 How do buses get insurance, most buses have some side facing seats, and nobody is wearing a seatbelt, Quote Link to comment Share on other sites More sharing options...
western Posted August 12, 2012 Share Posted August 12, 2012 How do buses get insurance, most buses have some side facing seats, and nobody is wearing a seatbelt, different insurance for public service vehicles they have millions of pounds cover under public liability insurance as well as road vehicle insurance. Quote Link to comment Share on other sites More sharing options...
Daan Posted August 13, 2012 Share Posted August 13, 2012 'they present a unacceptable risk for bodily injury'. This probably explains everything. You have to think about hitting a car or a truck at 70MPH, whether you want to hit it head on or sideways. Sitting sideways is about the same being t-boned at 70MPH. So, if the insurers dont want to take this risk, ask yourself if you want to put your family at risk in this way? There are plenty of options from aftermarket suppliers to fit forward facing seats in the back of your landrover, so its not the end of driving a defender I think. My 2p. Daan Quote Link to comment Share on other sites More sharing options...
CwazyWabbit Posted August 13, 2012 Share Posted August 13, 2012 'they present a unacceptable risk for bodily injury'. This probably explains everything. You have to think about hitting a car or a truck at 70MPH, whether you want to hit it head on or sideways. Sitting sideways is about the same being t-boned at 70MPH. So, if the insurers dont want to take this risk, ask yourself if you want to put your family at risk in this way? There are plenty of options from aftermarket suppliers to fit forward facing seats in the back of your landrover, so its not the end of driving a defender I think. My 2p. Daan Pity you can't insure them for use below a certain speed, friend of mine only uses the bench seat to ferry beaters around at a local pheasant shoot so probably less than 30mph when on the road. Quote Link to comment Share on other sites More sharing options...
Bowie69 Posted August 13, 2012 Share Posted August 13, 2012 There are plenty of options from aftermarket suppliers to fit forward facing seats in the back of your landrover, so its not the end of driving a defender I think. But no more options for 6/7 seat SWB defenders/series Agree about the injury side of things, I would only carry someone if they were responsible for their own actions in the back! Quote Link to comment Share on other sites More sharing options...
JeffR Posted August 13, 2012 Share Posted August 13, 2012 'they present a unacceptable risk for bodily injury'. This probably explains everything. You have to think about hitting a car or a truck at 70MPH, whether you want to hit it head on or sideways. Sitting sideways is about the same being t-boned at 70MPH. So, if the insurers dont want to take this risk, ask yourself if you want to put your family at risk in this way? There are plenty of options from aftermarket suppliers to fit forward facing seats in the back of your landrover, so its not the end of driving a defender I think. My 2p. Daan yes, BUT, most insurers see them as a MODIFICATION, then watch your premium rocket, ask me how I know this, bottom line appears to be that insurers are a bunch of thieves. Quote Link to comment Share on other sites More sharing options...
missingsid Posted August 15, 2012 Share Posted August 15, 2012 On a previous topic it was commented that the advice (Gov) with LR bench seats is not to fit belts as the forces are not in the correct plane and therefore unsafe? This can't help, either no belts or belts causing injury themselves? Marc. Quote Link to comment Share on other sites More sharing options...
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