Exmoor Beast Posted June 26, 2018 Share Posted June 26, 2018 Eeeek, I'm running into Insurance issues! My 110 is my main vehicle, so far I've tried: Heritage - Can't Insure modified LRs as Main Vehicles anymore Admiral - Won't touch Roll Caged vehicles NFU - Haven't got back to me yet... Adrian Flux - Never using them again after they took the Pi55 over my sons moped insurance. Who else uses their Modified Defender as main vehicle and who do you use? Will :-) Quote Link to comment Share on other sites More sharing options...
martyn668 Posted June 26, 2018 Share Posted June 26, 2018 Keep going with NFU. If they reply, they should be OK. I was with them for years and they never worried about modifications. With Adrian Flux now because NFU had a massive price hike one year. Quote Link to comment Share on other sites More sharing options...
martyn668 Posted June 26, 2018 Share Posted June 26, 2018 Lancaster wouldn’t insure me for green laning, despite a green lane being a public highway. Quote Link to comment Share on other sites More sharing options...
Snagger Posted June 26, 2018 Share Posted June 26, 2018 Sureterm do modified and will compete with Flux quotes, so it'd be worth playing them off against eachother even if you have already decided against one. Quote Link to comment Share on other sites More sharing options...
Ed Poore Posted June 26, 2018 Share Posted June 26, 2018 A Plan Thatcham. Used them for the last few years with no issues. Quote Link to comment Share on other sites More sharing options...
dave88sw Posted June 26, 2018 Share Posted June 26, 2018 I'm with sureterm and their customer service is great. They answer the phone quickly too which is nice, i can't stand being on hold to admiral when insuring my other car... Quote Link to comment Share on other sites More sharing options...
LiftedDisco Posted June 26, 2018 Share Posted June 26, 2018 Another vote for A-Plan - not too sure if they do main vehicles, but very good to deal with. Equally NFU are spot on and would be my choice for main use - their claim service is second to none and they do understand Land Rovers - make sure you ring the local office and not just their call centre team... Quote Link to comment Share on other sites More sharing options...
Exmoor Beast Posted June 27, 2018 Author Share Posted June 27, 2018 Sureterm have quoted £150 with no business use. Bloody madness this insurance lark. What difference does it make if I am driving to a job or driving to the shops? Surely 5000miles a year is 5000miles a year, where I am going has no bearing on it does it? Will :-/ Quote Link to comment Share on other sites More sharing options...
Peaklander Posted June 27, 2018 Share Posted June 27, 2018 There’s all sorts of reasons why your risk might be different (higher) when “on business” than social. Not least the time of day and the other drivers on the road as well as things going on in your own head. If it made no difference then there would be no difference. Quote Link to comment Share on other sites More sharing options...
Cynic-al Posted June 28, 2018 Share Posted June 28, 2018 You want to try insurance for domestic, commuting, business and carrying goods. £800 a year on my pickup compared to £230 a year on my van domestic only £150 a year I'd be over the moon! What really annoys me is they will only let you use your no claims on one policy yet if you have an accident and claim on one policy you have to declare it to all policies and they all put their price up Quote Link to comment Share on other sites More sharing options...
Yostumpy Posted June 29, 2018 Share Posted June 29, 2018 Flux, SD&P + business. £400 ish. With modifications, ( wheels, suspension, side windows added, roof rack, straight thro centre pipe, RAI, Quote Link to comment Share on other sites More sharing options...
Exmoor Beast Posted July 2, 2018 Author Share Posted July 2, 2018 On 29/06/2018 at 7:56 AM, Yostumpy said: Flux, SD&P + business. £400 ish. With modifications, ( wheels, suspension, side windows added, roof rack, straight thro centre pipe, RAI, Never using Adrian Flux again after they quoted me 'the best possible price I'd get' 'as a valued existing customer on my sons 50cc moped. I did an online comparison search after and they were the 2nd cheapest at £300 less than they quoted me over the phone. Yes I did phone them and write to them telling them what I thought about that. :-) Sureterm came up with the goods in the end, £150 so the 110 is back on the road :-) Will 1 Quote Link to comment Share on other sites More sharing options...
Yostumpy Posted July 2, 2018 Share Posted July 2, 2018 That was £150 with NO business use tho, thought you wanted BU? Quote Link to comment Share on other sites More sharing options...
MuddyWinny Posted July 2, 2018 Share Posted July 2, 2018 I have sensible conversations with 2Gether Insurance with regards to a modified vehicle although I don't know where they stand on it being your daily drive. Quote Link to comment Share on other sites More sharing options...
Exmoor Beast Posted July 2, 2018 Author Share Posted July 2, 2018 3 hours ago, Yostumpy said: That was £150 with NO business use tho, thought you wanted BU? They phoned me and changed their minds :-) Will :-) Quote Link to comment Share on other sites More sharing options...
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