Cynic-al

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Cynic-al last won the day on March 10

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About Cynic-al

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    S****horpe

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  1. Well at the end of the day if they didn't make money they wouldn't be there, they're not a government service. They base it on risk and statistics, if they price themselves out the market they wouldn't earn any money either so it's kind of self regulating even if its annoying. What annoys me if when the courts stick their nose in and make rulings like they can't make a womans insurance cheaper based on gender. If the statistics show that they pay out less to women then men then it costs them less so they should charge less.
  2. I asked him about the policy, it's through a broker, it used to be a trade policy but when he stopped trading they transferred it to a multicar policy but he can have any number of cars he just has to phone them to let them know what he's bought. Obviously he's the only driver of all of them. Upto 3.5 tonne and upto 8 seats.
  3. Will find out the details of his policy when I see him but I know there are certain hoops he jumps through for it to be a trade policy.
  4. I have protected no claims and I was surprised when I did insurance quotes with and without my last claim the price came out the same. However I agree, the whole no claim thing sucks, they will only let you use your no claims bonus on one policy, surely the fact that you haven't claimed means that you haven't claimed so you should be able to use it on as many policies as you like? Then on the flip side if you make a claim on one policy you have to declare your accident to all policies and they put your price up even though they haven't paid out a penny. Rubbish! I've just changed a car and they charged me £100 to change for 6 months on a policy that was £230 for the full year just because they know I wasn't likely to start ringing around and trying to cancel claiming back part of the policy. Anyway things to try; - add a partner or parent, in the past this has brought my policy down. - restrict mileage or use - add a black box - insure in someone elses name with you as the listed main driver or lay it up for a year and get a very cheap run around to build your no claims back up - leave it at someone elses address who lives in a more reputable area and insure it at that address if practical - get a trade policy. You have to be very careful with the terms and conditions of a trade policy but a friend of mine has one, pays around £700 a year and has something like 24 cars at the moment, although I don't know if they're all listed on the policy as some are laid up.
  5. Thanks, shame i don't have it any more :/ The tank guard is an Equipe one, I got it from LRS offroad, I don't know if you have a more local distributor. It's actually a discovery 1 part but fits if you have the anti roll bar mounts. I didn't so I made some and welded them to the chassis. The rear bumper was just made from a piece of box, something like 100 x 40 or 100 x 60, can't remember exactly, it was just something I had? I hacked a slot so it fit over the back chassis and profiled the ends. It fastened to the original bumper mount points which I reinforced which is also where the rear shackles fastened and to the towbar mount in the centre. These are the only photos I have, not sure they're that useful. After that I bobtailed it and welded a lump of box across the chopped chassis but it wasn't until I put the body back on that I realised it was way too low, I should've kept the back of the chassis that swept up and the bumper I made above but you live and learn.
  6. When I ordered my Amarok white was free, grey, brown, beige, silver and blue were extra as they were metallic and pearlescent black was even more. I wouldn't mind but none of them are particularly nice colours
  7. One of my grandads old mates used to make dolls houses and had everything in a single garage which all folded away like transformers so he could get his car in at night. He had a circular saw on a wardrobe sliding track which hinged out from a wall for cutting board. A table on wheels where each side folded up with a different power tool on each side ie router, bandsaw etc. His home made tools were as impressive as his dolls houses. He even had a bathtub sunk in the floor to use as a pit for car servicing
  8. It's getting better, they're getting more into it. There seems to be someone in the background forcing them to do the stupid stuff but they don't have the group of lads messing about comedy that the old presenters had so I think they need to just drop it and do real cars / motorsport. I suspect whoever is pushing the stupid stuff is doing so because a certain proportion of the country aren't interested in cars therefore there has to be a certain amount of entertainment to keep the figures up. I like Chris Evans but I think he was just trying too hard to be the big personality so I have to say it's better without him. I think Chris Harris is the main one, Matt is ok but he can get a bit much on a solo film. Rory seems to have been pushed back to 3rd place but I think he's ok. Eddie I like but he isn't a natural presenter, it's a bit awkward. Sabine is obviously an amazing driver and I quite like her but I think to do comedy in another language and culture is always going to be a big ask.
  9. That looks fantastic A friend once got dragged from his discovery by a bouncer and had it confiscated by the police for turning the headlight washers sideways and squirting people queuing for nightclubs so they must be fairly powerful.
  10. I made a steel rear bumper with recovery points in line with where it mounts to the chassis so that the pulling force went straight through to the chassis. It was box section and I cut the back away so it sat over the chassis a bit to get it as far back as possible. You can beef the chassis up too where it bolts on with a few bits of plate.
  11. The other cable comes from the gearbox for the kick down. It comes off the other side of the mechanism but I don't have any pictures, sorry!
  12. The v8 autos were never fast. People expect them to be because of the way they drink but they're very old engines. They are however a lovely drive and it looks nice
  13. The reception on my DAB radio wasn't great, no idea where the aerial was, so got one of the ones that sticks either side of the window and the reception is fine. I bought it from an audio dealer who said that the best reception was the shark fin design which i decided not to go for as it mean't drilling holes and spraying it to colour match the car, the type I have is what they consider to be the second best. I think they charged something like £50 fitted so I'm sure the aerial on it's own can't cost a lot.
  14. A roof box with a drone in it... quick, patent it, that's one up on the citroen (or Renault or whoever) that advertise their car as having a camera in the rear vew mirror so you can instagram stuff to your friends whilst your driving. Your stuck in a queue so you can fly your drone to the front and see what the hold up is then tweet the photos to Sally traffic. Am I the only one that longs for car adverts to sell me a car based on how well it drives not what naff gadgets it has that i'll never use?
  15. I'm sure you'll enjoy it good luck