marsie Posted November 19, 2008 Share Posted November 19, 2008 i am going to give my motor a proper rebuild over the winter and am considering what to do while the body is off.Anyhoo i currently pay around £200 per year on a modified policy with Peter Best insurance but asked them about fitting a V8 and the annual quote doubled .So who are you guys insured with and what are they like? Ideally i need insurance to cover me for probably less than 200 road miles per year as the rest are on the trailer or off road,but cover me for theft/3rd party including mods all year round Sick of talking to numpties that are reading off a list and have no idea what a winch challenge car is Paul P.s anybody deal with these? http://www.competition-car-insurance.co.uk/ Quote Link to comment Share on other sites More sharing options...
Mark90 Posted November 19, 2008 Share Posted November 19, 2008 A mate has his comp safari car insured with http://www.competition-car-insurance.co.uk, no probs with any mods and cheap with only 1000 road miles. I use Adrian Flux for modified motors, always seem open to any mods, although some mods rule out some of the underwritters they use they can usually find someone to provide cover. Quote Link to comment Share on other sites More sharing options...
Turbocharger Posted November 19, 2008 Share Posted November 19, 2008 I'm with Sureterm. I listed the mods over the phone - 1984 2.5NAD Ninety with a 300Tdi, auto box, cage etc and they read them back to me with a quote of £280 for me (27, 1 accident in 5yrs) plus g/f on 5000 miles a year. The printed paperwork came through with "Modifications: None" so I rang up. They said "just sign it, we don't use that bit, list your mods on the other bit of paper" but I protested, listed all my mods on both sheets and signed everything. The whole shebang bounced back again because, although I'd listed different springs and shocks, I hadn't said 2" lift which I'd mentioned over the phone. Apart from this messing about though, seems ok so far and the price was good... Quote Link to comment Share on other sites More sharing options...
Orange Posted November 19, 2008 Share Posted November 19, 2008 I'm with KGM through a broker called Academy Insurance Services. Pay just over £250 for a year fully comp with loads of mods. That is for both of my 90s, so £500 per year at the moment, but one is off soon. No limit to modifications and up to 500 miles per year. They were also good when I had my Range Rover... Quote Link to comment Share on other sites More sharing options...
Steve Hiatt Posted November 19, 2008 Share Posted November 19, 2008 I use Richard Egger Insurance on a motorsport policy, 1000 miles a year, space framed, 7 litres, it's a little over £100. Very easy, no forms as they record the phone conversation. Modifications not a issue but you may need an MSA licence. Quote Link to comment Share on other sites More sharing options...
FridgeFreezer Posted November 19, 2008 Share Posted November 19, 2008 Adrian Flux, although mine's obviously more classic than modified Quote Link to comment Share on other sites More sharing options...
marsie Posted November 19, 2008 Author Share Posted November 19, 2008 Have been with sureterm in the past(had 3 years with them at £200 then went up to £450 last year with no explanation ).Peter best have been ok but due to all the mods i think i am going to try one of the motorsport companys if i can get a quote like Steve i will be a happy bunny Paul B) Quote Link to comment Share on other sites More sharing options...
Shaunus Posted November 19, 2008 Share Posted November 19, 2008 Adrian Flux, But mine comes under Classic and has all the mod bits listed. Its covered for 1500 miles but last year I only managed 230mile as I trailer to and from 4x4 Adventure events. Mine is a V8 Auto and cover cost £160 fully comp. Quote Link to comment Share on other sites More sharing options...
marsie Posted November 19, 2008 Author Share Posted November 19, 2008 Just had a look and Richard egger and competition car insurance both have a nottingham phone number .Wonder if they are one and the same company??? Paul Quote Link to comment Share on other sites More sharing options...
Steve Hiatt Posted November 19, 2008 Share Posted November 19, 2008 No, he used to work for them Quote Link to comment Share on other sites More sharing options...
marsie Posted November 20, 2008 Author Share Posted November 20, 2008 Ahhh! the plot thickens .Cool that means i can ring them both Paul Quote Link to comment Share on other sites More sharing options...
Holyzeus Posted November 20, 2008 Share Posted November 20, 2008 I too used Competition car insurance and now Richard Egger. The former were still a cheaper quote but wouldn't insure me any longer (details not for public consumption). Richard Egger's only stipulation was another security device and proof that i competed, membership of the AWDC was enough for them on that matter Quote Link to comment Share on other sites More sharing options...
rob90 Posted November 20, 2008 Share Posted November 20, 2008 We use sureterm also and have for the past 4 years . Not really had any bother with them. Every year I ring the usual suspects for a quote and sureterm always seem to come up the best price they dont blink at mods and even know what they are and for. we pay £280 per year fully comp for the modded 200 tdi limeted to 1200 miles Quote Link to comment Share on other sites More sharing options...
timmymac Posted November 20, 2008 Share Posted November 20, 2008 i use adrian flux for modified vehicles although sureterm gave me a lower quote they had a much higher excess, both are easy to deal with and understand what you tell them Quote Link to comment Share on other sites More sharing options...
jon62 Posted November 20, 2008 Share Posted November 20, 2008 Another vote for Adrian Flux, £130 third party fire & viking raids, for Def 90, Budget whom insured the disco would not change over the existing policy as the defender has a roll cage?? Quote Link to comment Share on other sites More sharing options...
Orange Posted November 21, 2008 Share Posted November 21, 2008 <snip> adrian flux <snip> easy to deal with and understand what you tell them Is it just me that ends up dealing with the office numpty, then?? I seem to spend hours on the phone to them every time I'm due for renewal and they never show the slightest knowledge of what I'm talking about! They certainly don't want my business going by the quotes they give me! (No, hair colour isn't a tick-box!!!) I've also had a bad experience with them in the past. They are allegedly a Land Rover Specialist, but don't quite understand that you want your pride and joy (shiny one) repaired by a Land Rover Approved bodyshop when it's only 3 years and less than 18,000 miles old........Won't be using or recommending them again!! Quote Link to comment Share on other sites More sharing options...
marsie Posted November 23, 2008 Author Share Posted November 23, 2008 i had dealings with adrian flux at last years renewal,told me my car was too modified for them to insure .Even though in there own words "modified cars no problem" Paul Quote Link to comment Share on other sites More sharing options...
DiscoStu Posted November 25, 2008 Share Posted November 25, 2008 NFU Mutual. Really knowledgeable, winch and bumper automatically covered, 2" lift and oversize tyres accounted for. £400 per year for fully comp, full business use with 3 named drivers. Quote Link to comment Share on other sites More sharing options...
marsie Posted November 25, 2008 Author Share Posted November 25, 2008 NFU Mutual. Really knowledgeable, winch and bumper automatically covered, 2" lift and oversize tyres accounted for. £400 per year for fully comp, full business use with 3 named drivers. Unfortunately NFU said they wouldnt insure my car cos it had a roll cage also i heard they dont give salvage retention Paul Quote Link to comment Share on other sites More sharing options...
Ivan Posted November 26, 2008 Share Posted November 26, 2008 Unfortunately NFU said they wouldnt insure my car cos it had a roll cage also i heard they dont give salvage retention It must be down to the Agents with NFU. When I skidded on some deisel in my 90 and ended upside down in a ditch, they offered me £3000 + the car back in settlement. Needless to say I took them up on the offer as the 90 was a 1986 2.5Td. Rgds Ivan Quote Link to comment Share on other sites More sharing options...
marsie Posted November 26, 2008 Author Share Posted November 26, 2008 It must be down to the Agents with NFU. When I skidded on some deisel in my 90 and ended upside down in a ditch, they offered me £3000 + the car back in settlement. Needless to say I took them up on the offer as the 90 was a 1986 2.5Td. Rgds Ivan Result!! Paul B) Quote Link to comment Share on other sites More sharing options...
gravytrain Posted January 6, 2009 Share Posted January 6, 2009 i am going to give my motor a proper rebuild over the winter and am considering what to do while the body is off.Anyhoo i currently pay around £200 per year on a modified policy with Peter Best insurance but asked them about fitting a V8 and the annual quote doubled .So who are you guys insured with and what are they like?Ideally i need insurance to cover me for probably less than 200 road miles per year as the rest are on the trailer or off road,but cover me for theft/3rd party including mods all year round Sick of talking to numpties that are reading off a list and have no idea what a winch challenge car is Paul P.s anybody deal with these? http://www.competition-car-insurance.co.uk/ That almost sounds criminal with them doubling the price of the quote all for the sake of a V8...besides, we like power in our off road toys. What do they expect? Car insurance bullies it sounds like... Quote Link to comment Share on other sites More sharing options...
cie_barone Posted January 16, 2009 Share Posted January 16, 2009 I had a lightweight with coil over chassis, 3.5 V8, roll cage and tilt. Thought it would be a nightmare to insure based on previous experience insuring modified cars (best one was an escort that I put bigger brakes on and my insurer told me I would have a week to find a new insurer as they don't cover modded cars, however they cancelled the policy there and then so I drove around for a week with no insurance while I tried to get new cover. Ended up doubling my premium because I made the car STOP better!). Anywhoo I called Firebond, after a 5 minute call I had full comp insurance with agreed value and 3000 miles for £120. Guys really knew what they were talking about, would definitely recommend them. Would also recommend getting cover for while the vehicle is off the road during a rebuild as it was stolen from my garage while I was part way through the rebuild while I was off on honeymoon! Quote Link to comment Share on other sites More sharing options...
Timmy511 Posted January 17, 2009 Share Posted January 17, 2009 frank pickles insurance brokers from otley, 01943 850999, ask for Andrew. im 22 and because of that, no big insurance companies would insure me on my Q plated ibex. i had a quote from adrian flux for 900 and off pounds. Franck pickles searched around and got it down to 430 which imo is acceptable considering my age. these so called specialist for landrovers and modified 4x4s seem a complete waste of time and total joke imo, they all prech we understand landrovers but when you get one on the phone theyre a bunch of tards controlled by a computer screen. Quote Link to comment Share on other sites More sharing options...
welshdragon Posted January 17, 2009 Share Posted January 17, 2009 We have all of our vehicles insured with NFU. Only one is a 'standard' vehicle. Have had no problems with any of the modifications (LPG convertions, winches, roll cages etc). Quote Link to comment Share on other sites More sharing options...
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