Kaliboy Posted December 1, 2010 Share Posted December 1, 2010 Got my Discovery 1 yesterday! Lovely motor. Tried to insure it today and I'm getting absolutely stiffed. £800! 39yrs old, no claims, no points, no losses, 10 years NCB. What's all that about? Anyone got any ideas please? Quote Link to comment Share on other sites More sharing options...
western Posted December 1, 2010 Share Posted December 1, 2010 if your in a rural area [not town or city located] find your nearest NFU agent & pay them a visit, on the right side of this page select your region to find your nearest agents http://www.nfumutual.co.uk/you/motor-insurance/car-insurance.htm Quote Link to comment Share on other sites More sharing options...
SPendrey Posted December 1, 2010 Share Posted December 1, 2010 Is this your 'main' car? I insure mine as a second vehicle since we use our normal car day-to-day. That brings my premium down to <£150 with Lancaster. Quote Link to comment Share on other sites More sharing options...
Oil Leak Posted December 1, 2010 Share Posted December 1, 2010 Have you tried Go Compare, Confused, Compare the Market, online ?? Unless you've got a V8, living in a high risk area, you should get quotes well below £300 Quote Link to comment Share on other sites More sharing options...
mahon257 Posted December 1, 2010 Share Posted December 1, 2010 I'm in NR6... 41 yrs old... £348. Fully Comp, Incl Euro Breakdown. "Sureterm Direct". and... I'm told them about all my mods (i.e. 30% increased engine power, roof tent etc). If your car is >15 yrs old - and you spent time doing it up (i.e. it's worth more to you than the Glass's guide price) - ask for "agreed value" insurance too. Cheers Nick Quote Link to comment Share on other sites More sharing options...
fozsug Posted December 1, 2010 Share Posted December 1, 2010 Im in PO17,42,300tdi,main car,2 years ncd, 175.00 Sureterm Direct, told them about mods,big tyres,suspension lift etc Quote Link to comment Share on other sites More sharing options...
MITCHF Posted December 1, 2010 Share Posted December 1, 2010 Another one for Sureterm Direct, cheapest by far Quote Link to comment Share on other sites More sharing options...
Trevorevans Posted December 1, 2010 Share Posted December 1, 2010 Frank Pickles, me and my old man plus mods- suspension, tyres, snorkel etc. £208 per year. Quote Link to comment Share on other sites More sharing options...
Kaliboy Posted December 1, 2010 Author Share Posted December 1, 2010 Sureterm wouldn't give me a quote as I do more than 9k a year mileage. NFU wanted 600 but forgot to ask about mods. When I mentioned them she had to call me back!... Still waiting for the call. Hastings, Who insure my dad's Td5 for £400, came back with another £800 quid quote... Quote Link to comment Share on other sites More sharing options...
trogers Posted December 2, 2010 Share Posted December 2, 2010 Got my Discovery 1 yesterday! Lovely motor. Tried to insure it today and I'm getting absolutely stiffed. £800! 39yrs old, no claims, no points, no losses, 10 years NCB. What's all that about? Anyone got any ideas please? Hastings Direct 10,000 miles ayear,fully comp.RH14 POST CODE.£226.89 Quote Link to comment Share on other sites More sharing options...
dirtysouthUK Posted December 2, 2010 Share Posted December 2, 2010 I found Adrian Flux to be the cheapest. I'm 34, 8 years ncd, 6 points , under £500 and thats a commercial use policy with unlimited mileage. My old modded disco was similar cost with all mods listed. Current disco is standard. Also the breakdown cover is cheap and really good. I've used them several times , always arrive quickly and either got me going or home. Even this week got me home then the next day took my disco 30 miles to the garage for me for free! Best breakdown service I'd used. Quote Link to comment Share on other sites More sharing options...
leon_81 Posted December 2, 2010 Share Posted December 2, 2010 I'm with Lancaster too - 170 for me and the other half RH10 postcode Disco 1 300TDI Quote Link to comment Share on other sites More sharing options...
Discopoo Posted December 2, 2010 Share Posted December 2, 2010 Frank pickles all the mods second car 5though a year, 47 inner city Birmingham £135.00, result. Quote Link to comment Share on other sites More sharing options...
Les Brock Posted December 2, 2010 Share Posted December 2, 2010 I'm 46, Frank Pickles, Disco 200Tdi, 2nd car, 5000 miles includin commuting, fully comp, all mods declaired and only £128 Quote Link to comment Share on other sites More sharing options...
Kaliboy Posted December 2, 2010 Author Share Posted December 2, 2010 I'll try Frank Pickles. Still can't believe some of your quotes guys. I've no idea why mine is coming in so high! Quote Link to comment Share on other sites More sharing options...
Davecrx Posted December 2, 2010 Share Posted December 2, 2010 Well i'm having the same problem with high quote's. For my disco 300 V8 with mods (lift kit and wheels/tyres), limited to 5000 miles, as second car and with me being 28, 3 years ncb Adrian Flux just told me it would cost £938 I dont even pay half that for my 200 bhp honda crx.... Whats the world coming to. And i can see why people drive around without insurance Quote Link to comment Share on other sites More sharing options...
HabMP Posted December 2, 2010 Share Posted December 2, 2010 I have a multi-car policy that covers all 3 vehicles, for myself, my wife, and my wife, and it costs me less than £1k for the lot. It is through Admiral. 04 320D MSport Coupe (main driver is me, FNC, 31 yrs old) Limited to 5000 miles 98 1.9 Z3 (main driver is the wife, FNC, 31 yrs old) Limited to 3000 miles 98 Disco V8 LPG Conv (main driver is me, NO No Claims) Limited to 2000 miles (but definitely going to increase) Couldn't believe prices when I moved to them, Disco only added £250 to policy. Mike Quote Link to comment Share on other sites More sharing options...
Barnzee 300Tdi Posted December 3, 2010 Share Posted December 3, 2010 I'm 25 with a disco 300tdi, mods declared, zero ncb, po14 postcode and paying £750 Fully Comp with Lancaster, so i'm happy :-) Quote Link to comment Share on other sites More sharing options...
Kaliboy Posted December 3, 2010 Author Share Posted December 3, 2010 They wanted £100 to cancel You what??!! I would have told them where to shove it Quote Link to comment Share on other sites More sharing options...
LiftedDisco Posted December 3, 2010 Share Posted December 3, 2010 Frank Pickles for my D1, 300TDi - brilliant people, about £138 on a limited mileage policy Adrian Flux for the Fun Prevention Officer's F2 - cheap, but you get what you pay for and unlikely to renew with them.... long story and possibly unique but a change of vehicle (simple, you think...) turned into an hour long farce... Not impressed... D4 Commercial... through the company, so the cheapest of the lot as far as I am concerned! More seriously... Frank Pickles ONLY do modded vehicles through their scheme... hope you get sorted! Quote Link to comment Share on other sites More sharing options...
Kaliboy Posted December 3, 2010 Author Share Posted December 3, 2010 You what??!! I would have told them where to shove it What happened to my post? Quote Link to comment Share on other sites More sharing options...
Wheels244 Posted December 3, 2010 Share Posted December 3, 2010 Give these people a try http://www.2getherinsurance.com/ I insure my modded Disco with them and the kit car that I built with an R1 engine in it. Great to deal with, genuinely interested in my cars and know what I'm talking about when I mention the mods. Quote Link to comment Share on other sites More sharing options...
Davecrx Posted December 4, 2010 Share Posted December 4, 2010 Well it looks like Frank Pickles will be getting my pennies. I got quoted £229.98 fully comp for my disco V8 with all mods as my second car limited to 5000 miles. Which also happens to be half the price of the next cheapest. If more people are turning to Frank Pickles for insurance after hearing about good deals others are getting, they should also say that they are members of LR4x4.com That way in the future they might give a small discount to forum members. Quote Link to comment Share on other sites More sharing options...
landroversforever Posted December 4, 2010 Share Posted December 4, 2010 I'd love to only Pay £800 a year for my insurance . 20, SN7, NCD on another car at the time i took out the policy, Mods covered £1400 Quote Link to comment Share on other sites More sharing options...
Kaliboy Posted December 4, 2010 Author Share Posted December 4, 2010 I did say in my last post that Frank Pickles aksed if I wanted 12,000 miles and then said they can't do it. I've ended up staying with HIC for now. I wasn't prepared to pay £100 cancellation. Quote Link to comment Share on other sites More sharing options...
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