ChrisS Posted January 13, 2009 Share Posted January 13, 2009 Where do you get your insurance from, and how much are you paying? I thought that my quote from Sureterm last year for £405 was ridiculous after my Jeep at £300. I have 9 years no claims and my Landy Black has a Warn winch. After getting good low quotes on line last year, as soon as i mentioned "winch" the underwriters didn't want to know. A couple came back with quotes well over £400. I've just got my renewal through from sureterm, - £529 !! Come on what do you pay and who with? I stupidly thought that Landies would be cheeper than jeeps. Cheers, Chris Quote Link to comment Share on other sites More sharing options...
western Posted January 13, 2009 Share Posted January 13, 2009 this subject was covered very recently, please try a search for 'insurance' in this forum & the international. find & talk to your local NFU agent [if your in a rural county] Quote Link to comment Share on other sites More sharing options...
bluespanner Posted January 13, 2009 Share Posted January 13, 2009 19, no no claims, one at fault accident, 3 points, Series 2, 800 quid. bargain. Quote Link to comment Share on other sites More sharing options...
kingstonandy Posted January 13, 2009 Share Posted January 13, 2009 19, no no claims, one at fault accident, 3 points, Series 2, 800 quid. bargain. Jaysis! 800 quid? A year? You must be mad. Quote Link to comment Share on other sites More sharing options...
Orange Posted January 13, 2009 Share Posted January 13, 2009 300TDi Truck cab with an A4 page of mods. 27 yrs old, no no-claims used on this vehicle, under £300 per year limited to 5000 miles. It's with Academy Insurance... Quote Link to comment Share on other sites More sharing options...
lrfarmer Posted January 14, 2009 Share Posted January 14, 2009 1989 90 200tdi disco engine fitted, 3rd party F&T on business mileage £170 with NFU no winch fitted yet. Quote Link to comment Share on other sites More sharing options...
SpenB Posted January 14, 2009 Share Posted January 14, 2009 1991 200Tdi Defender and I am 36 Years old. Full Comp, Protected and any driver over 30 years old covered. Inc. Full roll cage, front winch. £228 with NFU. Hope that helps. SpenB Quote Link to comment Share on other sites More sharing options...
tjolliffe Posted January 14, 2009 Share Posted January 14, 2009 If you can get with the NFU they are a great insurance company. Really arent botherd by mods and are cheap! I've got a 90 third party F&T with them i'm 21 no claims and it's pritty modded, costs me a touch over £300 for the year probably going to come down on the next quote aswell. The problem you'll have is they dont insure anyone under 25 now (recent policy change) on a private vehicle policy. I'm fairly sure however they will insure you if your under 25 and part of young farmers (which is affiliated to the NFU), best bet is to join them + young farmers is a great laugh! Quote Link to comment Share on other sites More sharing options...
Orange Posted January 14, 2009 Share Posted January 14, 2009 300TDi Truck cab with an A4 page of mods. 27 yrs old, no no-claims used on this vehicle, under £300 per year limited to 5000 miles. It's with Academy Insurance... Coincidentally, the renewal for my old 200TDi Hardtop 90 (same company) had arrived when I popped home for lunch........£124 TPFT with lift, 33" tyres, winch and locker all declared. Again limited to 5000 miles... I found the NFU over priced, but with an excellent level of cover. Adrian Flux - won't touch again due to previous issues. Most of the other main companies that advertise in the mags have always been well over priced for my liking too... My Disco 2 is with Admiral on one of their multi car schemes (along with the wife's Seat Leon). Doing this saved us well over £400 a year compared to insuring them both separately... Definitely worth a call if your vehicle is standard or only has a few modifications. They didn't like the idea of my truck cab a it's classed as a commercial vehicle and they won't touch anything with the words 'roll cage' in the description!!! Quote Link to comment Share on other sites More sharing options...
Chris110 Posted January 14, 2009 Share Posted January 14, 2009 Just reinsured through Sureterm for £424, but have had to remove one seat from my 110SW to bring it down to 8 seats. My usual insurance broker would touch it at all once I mentioned it had an A-bar on the front. NFU was £765 with Adrian Flux over £1000, all prices are fully comp. Age 32, full no claims (>10years), 1 no fault accident in 2007, but am in Northern Ireland. As far as I know there is no limit on personal injury claims in NI so vehicles with a large number of seats get hit with sky-high insurance. Quote Link to comment Share on other sites More sharing options...
mickeyw Posted January 14, 2009 Share Posted January 14, 2009 LR 90 V8 with winch, A bar, LPG is with the NFU. Been with them for years. I'm 37, full no claims & clean license. TPFT cover for any driver over 25 including business use, no mileage limit. Last renewal was around £240 IIRC. Quote Link to comment Share on other sites More sharing options...
dirkthe1 Posted January 14, 2009 Share Posted January 14, 2009 19, no no claims, one at fault accident, 3 points, Series 2, 800 quid. bargain. i was 1300 on a 2.5 na defender when i was 19!with no points! im 21 now and its still 500 with a years no claims! Quote Link to comment Share on other sites More sharing options...
Orange Posted January 15, 2009 Share Posted January 15, 2009 "Defender" That magical word that translates as: Highly desirable, easily stealable and easy to dismantle so the Insurance Co won't ever get a penny back!!! Quote Link to comment Share on other sites More sharing options...
ChrisS Posted January 19, 2009 Author Share Posted January 19, 2009 Thanks for the replies. Sureterm and Adrian Flux I 'd already got quotes from - pretty high even after Sureterm requoted me at over 100 quid less than their original renewal. As suggested by some of you, I tried NFU, who quoted much lower than anyone else, so it's sorted. Cheers Quote Link to comment Share on other sites More sharing options...
Jos Posted January 19, 2009 Share Posted January 19, 2009 I didn't try the NFU but the addition of a winch made a substantial difference to the cost of a policy for mine - more than a total rebody in fact... Quote Link to comment Share on other sites More sharing options...
white90 Posted January 19, 2009 Share Posted January 19, 2009 Adrian S Flux £235 full no claims 40years old all mods listed. Quote Link to comment Share on other sites More sharing options...
V8 90 JON Posted January 19, 2009 Share Posted January 19, 2009 4.6 90 lots of mods winch simex roll cage ect limited milage (5000) 5k agreed valuation fully comp £329 shureteam im 44 Quote Link to comment Share on other sites More sharing options...
Roverdrive Posted January 19, 2009 Share Posted January 19, 2009 I am with the NFU for my RRC. I declared the winch when I fitted it, and the underwriters weren't too happy till they were told it was for self recovery and not hire and reward. No increase in premium. It is worth pointing out that different NFU offices may quote different prices. Chester branch is a lot higher than Macclesfield for example! Quote Link to comment Share on other sites More sharing options...
stevegibbs Posted January 19, 2009 Share Posted January 19, 2009 Good news. Got my 110 hicap with LV, max nc discount, no claims in last 5 years, Protected policy uninsured loss thing, £167 Bad news just tried to insure my v8 disco and they want a tracker fitted. Quote Link to comment Share on other sites More sharing options...
bluespanner Posted January 19, 2009 Share Posted January 19, 2009 Jaysis! 800 quid?A year? You must be mad. Yeah that about covers it. I pay 1150 for my 205. Quote Link to comment Share on other sites More sharing options...
Cat_J Posted January 19, 2009 Share Posted January 19, 2009 I'm 19 in feb. Insurance will be about £580 TPFT in March. 2 years no claims. Quote Link to comment Share on other sites More sharing options...
OilIT Posted January 20, 2009 Share Posted January 20, 2009 ok - so im an old git (41) But I went to www.quidco.com, then looked for insurance companies giving the best cashback deal, found LV, and got a quote for my defender 90 300tdi it was GBP148, BUT I got GBP70 cashback - so my insurance fully comp was GBP70 Quote Link to comment Share on other sites More sharing options...
krissvdh Posted January 20, 2009 Share Posted January 20, 2009 i was 25 driving a 110 300tdi half overland prepared, fully comp £356 but with maxed out £600 excess. that was with norwich union until the landy got nicked with more security on it than a security shop. They payed out more than we were expecting too. Nfu insure my farm atv, I could drive two 110's for the cost of that... Quote Link to comment Share on other sites More sharing options...
jacks906 Posted February 13, 2009 Share Posted February 13, 2009 i cant get any insurance now 24 4 year no claims 6 points (main reason) needed a green card for abroad use not a chance off to have a sulk and look at sueing the police dave Quote Link to comment Share on other sites More sharing options...
suboffroader Posted February 13, 2009 Share Posted February 13, 2009 hi im 17 been looking at insurance as taking test soon to give me an idear let me give you an example of how messed up it is rover metro 100 1liter thrid party fire and theft £1200 classing a land rover 2.5 90 pickup petrol or diesel on van insurance i managed a quote fully comp £1001.10 so im currently looking for land rover pickup Quote Link to comment Share on other sites More sharing options...
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